2832 N Kittery Pt, Hernando, FL 34442 Property Records

Citrus County property record for 2832 N Kittery Pt, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,879 sqft · built 2004
Lot Size	0.27 acres (11,770 sqft)
Owner	2 Owner Names on File
Last Sale	$184,900 (Jan 2010)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-23-0040-000A0-041.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-23-0040-000A0-041.0`
Alternative APNs	`2318S19E0040000A00410` `2644494`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,879 sqft Living Area
1st Floor Area	1,879 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	11,770 sqft (0.27 acres)
Lot Dimensions	142 ft deep x 72 ft wide
Garage Area	441 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	193 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2644494
Old Parcel Number	2318S19E0040000A00410
Street Address	2832 N KITTERY PT
City	HERNANDO
State	FL
Zip	34442-5423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	CANTERBURY LAKE ESTATES PB 14 PG 101 LOT 41 BLK A
Legal Range	19E
Legal Township	18S
Legal Section	23
Legal Subdivision	CANTERBURY LAKE ESTATES
Legal Block	A
Legal Lot Number	41
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1025
Census Tract	450104

Owner

The current owner of 2832 N Kittery Pt bought it in January 2010.

Source: Citrus County records, as of December 10, 2025

Owner of Record	2 Owner Names on File
Mailing Address	2832 N KITTERY PT, HERNANDO, FL 34442-5423
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2010 · Amount on File
Deed Sale	Jan 11, 2010 · Amount on File
Prior Sale	Oct 8, 2003 · Amount on File
Deed Document Number	2010001167
Deed Book / Page	2332 / 0339
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2832 N KITTERY PT, HERNANDO, FL 34442-5423
Document Number	0028732192
Book / Page	002873 / 002192
Instrument Date	Jan 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2832 N KITTERY PT HERNANDO FL 344425423, HERNANDO, FL 34442-5423

Mortgage

Document Number	0028732192
Date	Jan 9, 2018
Book Page	002873/002192
Instrument	1220

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 8, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2832 N Kittery Pt was $1,510 with exemptions applied, up 6.6% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00 (+6.56%) Homeowner's exemption Additional exemption filed	$242,507 (-4.39%) Land $12,640 Building $229,867	$242,507 (-4.39%) Land $12,640 Building $229,867
2024	$1,417.00 (+2.98%) Homeowner's exemption Additional exemption filed	$253,633 (+2.95%) Land $12,640 Building $240,993	$253,633 (+2.95%) Land $12,640 Building $240,993
2023	$1,376.00 (+6.92%) Homeowner's exemption Additional exemption filed	$246,365 (+16.58%) Land $17,580 Building $228,785	$246,365 (+16.58%) Land $17,580 Building $228,785
2022	$1,287.00 Homeowner's exemption Additional exemption filed	$211,320 Land $17,580 Building $193,740	$211,320 Land $17,580 Building $193,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2832 N Kittery Pt in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2832 N Kittery Pt is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20