2832 Laurel Ln, Lenoir, NC 28645 Property Records

Caldwell County property record for 2832 Laurel Ln, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,324 sqft · built 1996
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Sep 2025)
Tax Bill	$2,030 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09 36D 1 6`

Property Details

APN / Parcel Number

Primary APN	`09 36D 1 6`
Alternative APNs	`151412` `175965` `184275`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,324 sqft Heated Area
Gross Area	2,952 sqft
1st Floor Area	1,324 sqft
Basement Area	1,324 sqft
Finished Basement	1,324 sqft
Unfinished Basement	1,324 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	97,574 sqft (2.24 acres)

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	184275
Street Address	2832 LAUREL LN
City	LENOIR
State	NC
Zip	28645-9560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2068 PG 1332 YR 2022 ST 630.00
Legal Subdivision	INDIAN HILLS SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	4
Census Block	4016
Census Tract	31100

Owner

2832 Laurel Ln is owned and occupied by two individuals who bought it in September 2025.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2832 LAUREL LN, LENOIR, NC 28645-9560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 29, 2025	Public Action, Foreclosure · Conventional Mortgage STATE EMPLOYEES CU
Oct 12, 2022	Warranty Deed, Transfer
Jun 3, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Oct 12, 2022 · Amount on File
Deed Document Number	202510111372
Deed Book / Page	2146 / 366
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2832 LAUREL LN, LENOIR, NC 28645-9560
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020141427
Date	Mar 11, 2021
Book Page	2014/1427
Instrument	10054740

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CALDWELL NC
Recording Date	Sep 29, 2025
Property Address	2832 LAUREL LN, LENOIR, NC 28645-9560
Document Number	0021460366
Book / Page	2146 / 366
Map Reference	MB 14 PG 11
Instrument Date	Sep 29, 2025
Instrument	10111372
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5601 CHOP WAY W, WILMINGTON, NC 28412-2639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 LAUREL LN, LENOIR, NC 28645-9560

Mortgage

Document Number	0010111373
Date	Sep 29, 2025
Instrument	10111373

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 12, 2022
Property Address	2832 LAUREL LN, LENOIR, NC 28645-9560
Document Number	0020681332
Book / Page	2068 / 1332
Map Reference	MB 14 PG 11
Instrument Date	Oct 6, 2022
Instrument	10077667
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	279 CHALK BED RD, 279, GRANITEVILLE, SC 29829-3530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2832 LAUREL LN, LENOIR, NC 28645-9560

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2832 LAUREL LN, LENOIR, NC 28645-9560
Document Number	0010044851
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 LAUREL LN LENOIR NC 286459560, LENOIR, NC 28645-9560

Mortgage

Document Number	0010044851
Date	Jun 9, 2020
Book Page	001990/000821
Instrument	10044851

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2832 Laurel Ln was $2,030, down 20.8% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,030.00 (-20.77%)	$325,500 (-) Land $20,800 Building $304,700
2025	$2,562.00 (+104.63%)	$325,500 Land $20,800 Building $304,700	$325,500 Land $20,800 Building $304,700
2024	$1,252.00
2023		$157,700 (-) Land $20,800 Building $136,900	$157,700 (-) Land $20,800 Building $136,900
2022	$1,181.00	$157,700 Land $20,800 Building $136,900	$157,700 Land $20,800 Building $136,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2832 Laurel Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2832 Laurel Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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