Covington County property record for 28317 Harbor Rd, Andalusia, AL 36421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,221 sqft · built 2013 |
| Lot Size | 0.649 acres (28,303 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Dec 2024) |
| Tax Bill | $598 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 23-07-05-22-0-000-032.000 |
| Primary APN | 23-07-05-22-0-000-032.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,221 sqft Living Area |
| 1st Floor Area | 1,221 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Paneling |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,303 sqft (0.649 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Carport |
| Garage Area | 1,701 sqft |
| Carport | Carport |
| Carport Area | 1,701 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 23421548 |
|---|---|
| Street Address | 28317 HARBOR RD |
| City | ANDALUSIA |
| State | AL |
| Zip | 36421-2090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB/PG>2024/21776 JSD 12/10/2024 LOT 34 HIDEAWAY HARBOR SUB PB 7 PG 6 SEC 22 T5N R15E |
| Legal Range | 15E |
| Legal Township | 05N |
| Legal Section | 22 |
| Legal Subdivision | HIDEAWAY HARBOR |
| Legal Lot Number | 34 |
| Jurisdiction | COVINGTON AL |
| Township / Civil Division | ROSE HILL-GANTT |
| Census Block Group | 1 |
| Census Block | 1131 |
| Census Tract | 961600 |
Source: Covington County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6013 SOUTHRIDGE RD, MILTON, FL 32570-2002 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2024 · Amount on Record |
| Deed Sale | Dec 16, 2024 · Amount on Record |
| Prior Sale | Mar 25, 2014 · Amount on Record |
| Deed Book / Page | 2024 / 21776 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON AL |
| Recording Date | Jun 2, 2022 |
| Property Address | 28317 HARBOR RD, ANDALUSIA, AL 36421-2090 |
| Document Number | 2022/12950 |
| Book / Page | 2022 / 12950 |
| Map Reference | MB 7 PG 10 |
| Instrument Date | Jun 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2207 APPLETON RD, 2207, CASTLEBERRY, AL 36432-5520 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1545 COUNTY ROAD 725, ENTERPRISE, AL 36330-6359 |
| Document Number | 0202212953 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 2022/12953 |
| Name | CCB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Covington County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $598.00 (+6.03%) | $44,324 (+112.08%) Land $12,600 Building $31,724 | $221,620 (+6.07%) Land $63,000 Building $158,620 |
| 2024 | $564.00 (-4.57%) | $20,900 (-52.25%) Land $4,860 Building $16,040 | $208,940 (-4.53%) Land $48,600 Building $160,340 |
| 2023 | $591.00 (+9.04%) | $43,772 (+9%) Land $11,340 Building $32,432 | $218,860 (+9%) Land $56,700 Building $162,160 |
| 2022 | $542.00 | $40,156 Land $9,000 Building $31,156 | $200,780 Land $45,000 Building $155,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 9 (1998–2020) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 46% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BuzzBroadband Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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