Southampton County property record for 28313 Mount Horeb Rd, Franklin, VA 23851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,218 sqft · built 1973 |
| Lot Size | 0.876 acres (38,159 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Jun 2001) |
| Tax Bill | $1,843 (2025) |
| Deeds & Mortgages | Apr 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 104 27B |
| Primary APN | 104 27B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,218 sqft Living Area |
| Gross Area | 4,990 sqft |
| 1st Floor Area | 2,206 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,159 sqft (0.876 acres) |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 566 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 703852300 |
|---|---|
| Street Address | 28313 MOUNT HOREB RD |
| City | FRANKLIN |
| State | VA |
| Zip | 23851-4724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | LOT RT 672 MONROE RD 0.876 AC. |
| Legal Lot Number | R |
| Jurisdiction | SOUTHAMPTON VA |
| Township / Civil Division | NEWSOMS |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 200500 |
Source: Southampton County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28313 MOUNT HOREB RD, FRANKLIN, VA 23851-4724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2001 · Amount on Record |
| Deed Sale | Jun 27, 2001 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHAMPTON VA |
| Property Address | 28313 MOUNT HOREB RD, FRANKLIN, VA 23851-4724 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0240000935 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 240000935 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Fixed Rate |
|---|
Source: Southampton County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Southampton County |
| Unified School District | Southampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,843.00 (+23.2%) | $259,600 (+54.43%) Land $30,000 Building $229,600 | $259,600 (+54.43%) Land $30,000 Building $229,600 |
| 2023 | $1,496.00 | $168,100 Land $22,000 Building $146,100 | $168,100 Land $22,000 Building $146,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 30 (1999–2016) |
| Claims Outside the SFHA | 2 of 30 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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