2831 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2831 Madison Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 660 sqft · built 1952
Lot Size	0.056 acres (2,475 sqft)
Owner	Individual Name on Record
Last Sale	$147,500 (Sep 2022)
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-24-07-002.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-07-002.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	660 sqft Finished Area
Gross Area	1,467 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,475 sqft (0.056 acres)
Lot Dimensions	72 ft deep x 34.4 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2831 MADISON AVE
City	COVINGTON
State	KY
Zip	41015-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS PT LOT 27 34.37'X 72' IRREG
Legal Subdivision	ROGERS M
Legal Lot Number	27
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2831 MADISON AVE, COVINGTON, KY 41015-1130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 5, 2021	Warranty Deed, Transfer
Apr 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Apr 5, 2021 · Amount on Record
Deed Document Number	2022174
Deed Book / Page	190 / 334
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	0000000086
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 15, 2022
Property Address	2831 MADISON AVE, COVINGTON, KY 41015-1130
Document Number	0005900174
Book / Page	190 / 334
Instrument Date	Sep 15, 2022
Instrument	22091505900174
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2831 MADISON AVE, 2831, COVINGTON, KY 41015-1130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 MADISON AVE, COVINGTON, KY 41015-1130

Mortgage

Document Number	0005900175
Date	Sep 15, 2022
Book Page	407/395
Instrument	22091505900175

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 5, 2021
Property Address	2831 MADISON AVE, COVINGTON, KY 41015-1130
Document Number	0005900087
Book / Page	82 / 307
Map Reference	PL 292
Instrument Date	Mar 31, 2021
Instrument	21040505900087
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$42.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	468 KUHRS LN, 468, COVINGTON, KY 41015-1034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 MADISON AVE, COVINGTON, KY 41015-1130

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Apr 5, 2021
Property Address	2831 MADISON AVE, COVINGTON, KY 41015-1130
Document Number	0005900086
Book / Page	82 / 304
Map Reference	PL 292
Instrument Date	Mar 26, 2021
Instrument	21040505900086
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 KUHRS LN, COVINGTON, KY 41015-1034

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,500 (-) Land $10,000 Building $137,500	$147,500 (-) Land $10,000 Building $137,500
2025	$1,954.00 (-0.51%)	$147,500 (-) Land $5,000 Building $142,500	$147,500 (-) Land $5,000 Building $142,500
2023	$1,964.00	$147,500 Land $5,000 Building $142,500	$147,500 Land $5,000 Building $142,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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