2831 Hwy 208, Smith, NV 89430 Property Records

Lyon County property record for 2831 Hwy 208, Smith, NV 89430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,786 sqft · built 1926
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2018)
Tax Bill	$936 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`010-641-13`

Property Details

APN / Parcel Number

Primary APN	`010-641-13`
Alternative APNs	`010-641-02` `1064113`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,786 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	65,776 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2831 HIGHWAY 208
City	WELLINGTON
State	NV
Zip	89444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VCMU
Legal Description	CHANGED FROM PARCEL #010-641-02 BA #211014
Legal Block	1
Jurisdiction	LYON NV
Township / Civil Division	SMITH VALLEY
Census Block Group	1
Census Block	1197
Census Tract	960802

Owner

2831 Hwy 208 is owned and occupied by an individual who bought it in September 2018.

Source: Lyon County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2831 HIGHWAY 208, WELLINGTON, NV 89444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Sep 28, 2018	Grant Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Aug 15, 2005 · Amount on File
Deed Document Number	2018586893
Prior Transfer Date	Aug 13, 2015
Prior Transfer Doc	0000540161
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Recording Date	Sep 10, 2026
Property Address	2831 HIGHWAY 208, WELLINGTON, NV 89444
Document Number	0000712611
Instrument Date	Sep 3, 2026
Instrument	2026712611
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 HIGHWAY 208, WELLINGTON, NV 89444

Mortgage

Document Number	0000712611,
Date	Sep 10, 2026
Instrument	2026712611

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LYON NV
Recording Date	Sep 28, 2018
Property Address	2831 HWY 208, SMITH, NV 89430
Document Number	0000586893
Instrument Date	Sep 13, 2018
Instrument	586893
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 20941 CARSON CITY NV 897210941, CARSON CITY, NV 89721-0941

Mortgage

Document Number	586894
Date	Sep 28, 2018
Instrument	586894

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2831 Hwy 208 was $936.

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$936.00	$43,253 Land $21,000 Building $22,253	$123,580 Land $60,000 Building $63,580
2023	$823.00 (+6.06%)	$41,001 (+77.52%) Land $21,000 Building $20,001	$117,145 (+77.52%) Land $60,000 Building $57,145
2022	$776.00	$23,097 Land $4,725 Building $18,372	$65,991 Land $13,500 Building $52,491

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2831 Hwy 208 in Zone D, where flood risk has not been studied, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2831 Hwy 208 is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 54% of Nevada
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	500 / 500
Northern Nevada High Speed Internet Fixed Wireless	25 / 10

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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