2831 Elder Ln, Deltona, FL 32738 Property Records

Volusia County property record for 2831 Elder Ln, Deltona, FL 32738

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,636 sqft · built 2003
Lot Size0.294 acres (12,825 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Nov 2014)
Tax Bill$1,891 (2024)
Deeds & MortgagesNov 2023 Line of Credit
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN8130-40-23-0070

Property Details

APN / Parcel Number

Primary APN8130-40-23-0070
Alternative APNs
  • 31183040230070
  • 2793368.0
  • 2793368

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,636 sqft Living Area
1st Floor Area1,636 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,825 sqft (0.294 acres)
Lot Dimensions135 ft deep x 95 ft wide
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area234 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number2793368.0
Old Parcel Number31183040230070
Street Address2831 ELDER LN
CityDELTONA
StateFL
Zip32738-6846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 7 BLK 1050 DELTONA LAKES UNIT 40 MB 27 PGS 224-240 INC PER OR 5248 PG 0263 PER OR 7057 PGS 4635-4636
Legal Range31E
Legal Township18S
Legal Section30
Legal SubdivisionDELTONA
Legal Tract40
Legal Block1050
Legal Lot Number7
Legal Unit40
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group2
Census Block2009
Census Tract91039

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2831 ELDER LN, DELTONA, FL 32738-6846
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Deed of Trust, Mortgage · Line of Credit
ADDITION FINANCIAL CU
Aug 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Mar 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Jul 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
ADDITION FIN'L CU
Jul 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
ADDITION FIN'L CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2014 · Amount on Record
Deed SaleNov 26, 2014 · Amount on Record
Prior SaleJan 26, 2004 · Amount on Record
Deed Document Number0070574635
Deed Book / Page7057 / 4635
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2831 ELDER LN, DELTONA, FL 32738-6846
Transaction TypeMortgage
Record UpdatedDec 6, 2023
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2831 ELDER LN, DELTONA, FL 32738-6846

Mortgage

Document Number0084843622
DateNov 15, 2023
Book Page8484/3622
Instrument2023233332
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueNov 14, 2058
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2831 ELDER LN, DELTONA, FL 32738-6846
Transaction TypeMortgage
Record UpdatedSep 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address21131 ELDER LN, DELTONA, FL 32738

Mortgage

Document Number0081002296
DateAug 13, 2021
Book Page8100/2296
Instrument2021-192120
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2831 ELDER LN, DELTONA, FL 32738-6846
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0075222714
DateMar 21, 2018
Book Page7522/2714
Instrument2018-057679
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2048

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2831 ELDER LN, DELTONA, FL 32738-6846
Document Number0077222210
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2831 ELDER LN DELTONA FL 327386846, DELTONA, FL 32738-6846

Mortgage

Document Number0077222210
DateJul 18, 2019
Book Page007722/002210
Instrument141979
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 17, 2049

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2831 ELDER LN, DELTONA, FL 32738-6846
Document Number0077222225
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2831 ELDER LN DELTONA FL 327386846, DELTONA, FL 32738-6846

Mortgage

Document Number0077222225
DateJul 18, 2019
Book Page007722/002225
Instrument141980
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 17, 2029

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeltona City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$124,265 (+5.99%)$291,101 (+6.34%) Land $57,663 Building $233,438
2024$1,891.00 (+5.94%)
2023$1,785.00 (+1.77%) Homeowner's exemption$117,246 (+3%)$273,738 (+11.65%) Land $57,663 Building $216,075
2022$1,754.00 Homeowner's exemption$113,831$245,182 Land $45,011 Building $200,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTONA WATER
serves 81,006 people · EPA ID FL3640287
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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