2831 E Smiley Ave, Shelby, OH 44875 Property Records

Richland County property record for 2831 E Smiley Ave, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,210 sqft · built 1957
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2021)
Tax Bill	$2,555 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-32-284-18-000`

Property Details

APN / Parcel Number

Primary APN	`016-32-284-18-000`
Alternative APN	`00040`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,210 sqft Living Area
1st Floor Area	1,510 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Lot Area	64,033 sqft (1.47 acres)
Lot Dimensions	639 ft deep x 100 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	246 sqft
Deck Area	224 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2831 E SMILEY AVE
City	SHELBY
State	OH
Zip	44875-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERNDALE ALLOT OL 7 100 X 639.12
Legal Subdivision	FERNDALE ALLOTMENT
Jurisdiction	RICHLAND OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1014
Census Tract	2700

Owner

Source: Richland County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2831 E SMILEY AVE, SHELBY, OH 44875-9432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
May 26, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU
Jul 16, 2021	Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Aug 25, 2014 · Amount on Record
Deed Document Number	20219888
Deed Book / Page	2910 / 886
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Recording Date	Sep 11, 2026
Property Address	2831 E SMILEY AVE, SHELBY, OH 44875-9432
Document Number	0000010778
Book / Page	3047 / 5664
Instrument Date	Sep 11, 2026
Instrument	202610778
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	2831 E SMILEY AVE, SHELBY, OH 44875-9432

Mortgage

Document Number	0000010778,
Date	Sep 11, 2026
Book Page	3047/5664
Instrument	202610778

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Recording Date	May 26, 2026
Property Address	2831 E SMILEY AVE, SHELBY, OH 44875-9432
Document Number	0000005956
Book / Page	3042 / 5737
Instrument Date	May 11, 2026
Instrument	20265956
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	2831 E SMILEY AVE, SHELBY, OH 44875-9432
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005956,
Date	May 26, 2026
Book Page	3042/5737
Instrument	20265956

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jul 16, 2021
Property Address	2831 E SMILEY AVE, SHELBY, OH 44875-9432
Document Number	2910/886
Book / Page	2910 / 886
Map Reference	VOL 16 PG 33
Instrument Date	Jul 15, 2021
Instrument	202100009888
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	480 OLDE WORTHINGTON RD STE 300, 300, WESTERVILLE, OH 43082-9152

Mortgage

Document Number	202100009889
Date	Jul 16, 2021
Instrument	202100009889

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Jackson Township
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,555.00	$69,090 (-) Land $8,620 Building $60,470
2024	$2,555.00 (-2.63%) Homeowner's exemption	$69,090 (-) Land $8,620 Building $60,470
2023	$2,624.00 (+21.54%) Homeowner's exemption	$69,090 (+36.08%) Land $8,620 Building $60,470	$197,390 (+36.09%) Land $24,620 Building $172,770
2022	$2,159.00 Homeowner's exemption	$50,770 Land $8,330 Building $42,440
2020			$145,040 Land $23,790 Building $121,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

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