2831 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 2831 Central Ave, Dubuque, IA 52001

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 1.25 ba · 2,808 sqft · built 1890
Lot Size	0.079 acres (3,451 sqft)
Owner	Company Name on Record
Last Sale	$144,000 (Aug 2026)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-155-009`

Property Details

APN / Parcel Number

Primary APN	`10-13-155-009`

Interior

Bedrooms	8 Beds
Full Baths	1.25 Baths
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	2,808 sqft Gross Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Roof Material	Urethane Foam
Lot Area	3,451 sqft (0.079 acres)
Porch	Slab
Deck Area	1 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2831 CENTRAL AVE
City	DUBUQUE
State	IA
Zip	52001-1983
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	CI
Legal Description	LOT 2-1-1 G R WEST'S DUBUQUE
Legal Range	02E
Legal Township	89N
Legal Section	13
Legal Subdivision	WEST'S ADD
Legal Lot Number	1,2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1001
Census Tract	1104

Owner

Source: Dubuque County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3250 KENNEDY CIR, 4, DUBUQUE, IA 52002-3886
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Line of Credit DUTRAC COMMUNITY CREDIT UNION
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Apr 28, 2017	Deed of Trust, Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	20269067
Prior Transfer Date	May 12, 2012
Prior Transfer Doc	0000008695
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 14, 2026
Property Address	2831 CENTRAL AVE, DUBUQUE, IA 52001-1983
Document Number	0000009067
Instrument Date	Aug 12, 2026
Instrument	20269067
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,189.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000009108,
Date	Aug 14, 2026
Instrument	20269108

Lender

Name	DUTRAC COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 24, 2021
Property Address	2831 CENTRAL AVE, DUBUQUE, IA 52001-1983
Document Number	0000008299
Instrument Date	May 6, 2021
Instrument	2021-00008299
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4075 SPARTINA CT, BETTENDORF, IA 52722-6113

Mortgage

Document Number	0000008300
Date	May 24, 2021
Instrument	2021-00008300

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	7.25%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2831 CENTRAL AVE, DUBUQUE, IA 52001-1983
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004960
Date	Apr 28, 2017
Instrument	2017-00004960

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52004

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,524.00	$117,000 (+10.38%) Land $20,700 Building $96,300	$117,000 (+10.38%) Land $20,700 Building $96,300
2024	$1,524.00 (+1.06%)
2023		$106,000 (+21.25%) Land $12,400 Building $93,600	$106,000 (+21.25%) Land $12,400 Building $93,600
2022	$1,508.00	$87,420 Land $12,420 Building $75,000
2021			$87,420 Land $12,420 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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