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2831 Aberdeen Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2831 Aberdeen Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1926
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$207,000 (Aug 2023)
Tax Bill$2,742 (2025)
Deeds & MortgagesJan 2023 Mortgage
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN056-11-03-016.00

Property Details

APN / Parcel Number

Primary APN056-11-03-016.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,200 sqft Finished Area
Gross Area1,340 sqft

Exterior

Year BuiltBuilt 1926
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Lot Area2,614 sqft (0.06 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0561103016.00
Street Address2831 ABERDEEN AVE
CityCOVINGTON
StateKY
Zip41015-1004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERRING C O SUB LOT 19
Legal SubdivisionHERRING SUBD
Legal Lot Number19
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3004
Census Tract61400

Owner

Source: Kenton County records · APN 056-11-03-016.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2831 ABERDEEN AVE, COVINGTON, KY 41015-1004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2023Deed of Trust, Mortgage
SUMMER MANNING
Aug 22, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Nov 15, 2022Special Warranty Deed, Transfer · Stand-Alone Second Mortgage
3MP CAPITAL INVESTMENTS LLC
Nov 01, 2022Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2023 · Amount on Record
Deed SaleAug 22, 2023 · Amount on Record
Prior SaleNov 15, 2022 · Amount on Record
Deed Document Number0000242709
Deed Book / Page242 / 709
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2831 ABERDEEN AVE, COVINGTON, KY 41015-1004
Transaction TypeMortgage
Record UpdatedJan 05, 2024
Title CompanyKENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900136
DateJan 19, 2023
Book PageKCM 435/289
Instrument23011905900136
Lender
NameSUMMER MANNING
TypePrivate Party
Address720 FOREST LN, TAYLOR MILL, KY 41015
Agreement
AmountAmount Recorded
Term6 Months
DueJun 30, 2023

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 22, 2023
Property Address2831 ABERDEEN AVE, COVINGTON, KY 41015-1004
Document Number0005900002
Book / PageKC 242 / 709
Instrument DateAug 17, 2023
Instrument23082205900002
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6457 ELSINOR CT, BURLINGTON, KY 41005-7990

Transferred To (Grantee/Buyer)

NameVerified Name
Address2831 ABERDEEN AVE, COVINGTON, KY 41015-1004

Mortgage

Document Number0005900003
DateAug 22, 2023
Book PageKCM 485/937
Instrument23082205900003
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENTON KY
Recording DateNov 15, 2022
Property Address2831 ABERDEEN AVE, COVINGTON, KY 41015-1004
Document Number0005900133
Book / Page200 / 141
Instrument DateNov 09, 2022
Instrument22111505900133
Transaction TypeTransfer
Record UpdatedJan 05, 2024
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Transaction

AmountAmount Recorded
Tax$55.50
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 BANK PLZ, WHEELING, WV 26003-3543

Transferred To (Grantee/Buyer)

NameVerified Name
Address6457 ELSINOR CT, BURLINGTON, KY 41005-7990

Mortgage

Document Number0005900134
DateNov 15, 2022
Instrument22111505900134
Lender
Name3MP CAPITAL INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term9 Months
DueAug 30, 2023

November 2022: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionKENTON KY
Recording DateNov 01, 2022
Property Address2831 ABERDEEN AVE, COVINGTON, KY 41015-1004
Document Number0005900182
Book / Page198 / 378
Instrument DateOct 26, 2022
Instrument22110105900182
Transaction TypeForeclosure
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address230 MADISON AVE # AVE8TH, AVE8TH, COVINGTON, KY 41011-1539

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 BANK PLZ, WHEELING, WV 26003-3543

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,742.00 (+53.18%)$207,000 (+54.02%) Land $5,000 Building $202,000$207,000 (+54.02%) Land $5,000 Building $202,000
2023$1,790.00 (+0.85%)$134,400 (-) Land $5,000 Building $129,400$134,400 (-) Land $5,000 Building $129,400
2022$1,775.00$134,400 Land $5,000 Building $129,400$134,400 Land $5,000 Building $129,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 691 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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