2831 54th St, Des Moines, IA 50310 Property Records

Polk County property record for 2831 54th St, Des Moines, IA 50310

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,175 sqft · built 1968
Lot Size	0.211 acres (9,180 sqft)
Owner	Individual Name on File
Last Sale	$316,500 (Aug 2026)
Tax Bill	$5,690 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100/03148-040-000`

Property Details

APN / Parcel Number

Primary APN	`100/03148-040-000`
Alternative APN	`792430326008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,175 sqft Living Area
Gross Area	2,617 sqft
1st Floor Area	1,000 sqft
Upper Floors Area	825 sqft
Basement Area	792 sqft
Finished Basement	350 sqft
Unfinished Basement	442 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,180 sqft (0.211 acres)
Lot Dimensions	153 ft deep x 60 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2831 54TH ST
City	DES MOINES
State	IA
Zip	50310-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX S 3.5F- LOT 40 COLONIAL GARDENS
Legal Subdivision	COLONIAL GARDENS
Legal Lot Number	40
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2007
Census Tract	803

Owner

2831 54th St is owned and occupied by an individual who bought it in August 2026.

Source: Polk County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2831 54TH ST, DES MOINES, IA 50310-1639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Nov 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 29, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2026 · Amount on File
Deed Sale	Aug 11, 2026 · Amount on File
Prior Sale	Jan 29, 2018 · Amount on File
Deed Document Number	202649575
Deed Book / Page	20622 / 530
Prior Transfer Date	Nov 3, 2021
Prior Transfer Doc	0000118707
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 11, 2026
Property Address	2831 54TH ST, DES MOINES, IA 50310-1639
Document Number	0000049575
Book / Page	20622 / 530
Instrument Date	Jul 31, 2026
Instrument	202649575
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,065.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 54TH ST, DES MOINES, IA 50310-1639

Mortgage

Document Number	0000049576,
Date	Aug 11, 2026
Instrument	202649576

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Nov 9, 2021
Property Address	2831 54TH ST, DES MOINES, IA 50310-1639
Document Number	202100118707
Book / Page	18852 / 919
Instrument Date	Nov 3, 2021
Instrument	2021-00118707
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 54TH ST, DES MOINES, IA 50310-1639

Mortgage

Document Number	202100118708
Date	Nov 9, 2021
Instrument	2021-00118708

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jan 29, 2018
Property Address	2831 54TH ST, DES MOINES, IA 50310-1639
Document Number	201700059719
Book / Page	16803 / 0654
Instrument Date	Jan 24, 2018
Instrument	2017-00059719
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 54TH ST, DES MOINES, IA 50310-1639

Mortgage

Document Number	201700059721
Date	Jan 29, 2018
Instrument	2017-00059721

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$320,600 Land $54,900 Building $265,700	$320,600 Land $54,900 Building $265,700
2024	$5,690.00
2023		$289,200 Land $48,700 Building $240,500	$289,200 Land $48,700 Building $240,500
2020	$5,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2831 54th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2831 54th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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