28308 46th Ave, Bernard, IA 52032 Property Records

Jackson County property record for 28308 46th Ave, Bernard, IA 52032

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,008 sqft · built 1949
Lot Size39 acres (1,698,840 sqft)
OwnerIndividual Name on Record
Tax Bill$1,976 (2026)
Flood ZoneZone X (minimal risk)
APN050409200001000

Property Details

APN / Parcel Number

Primary APN050409200001000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialMetal
Construction TypeSteel Frame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area1,698,840 sqft (39 acres)
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area44 sqft
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address28308 46TH AVE
CityBERNARD
StateIA
Zip52032-9293
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionNW NE
Legal Range01E
Legal Township86N
Legal Section09
JurisdictionJACKSON IA
Township / Civil DivisionBUTLER
Census Block Group2
Census Block2005
Census Tract950100

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13828 OLD HIGHWAY RD, DUBUQUE, IA 52002-9605
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateIowa
CountyJackson County
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,976.00$164,300 (-) Land $79,800 Building $84,500$164,300 (-) Land $79,800 Building $84,500
2025$1,976.00 (+5.78%)$164,300 (+22.25%) Land $79,800 Building $84,500$164,300 (+22.25%) Land $79,800 Building $84,500
2024$1,868.00 (+21.14%)
2023$134,400 Land $59,300 Building $75,100$134,400 Land $59,300 Building $75,100
2022$1,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bernard Telephone Company
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 46th Ave

Nearby Streets

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