Fort Bend County property record for 28307 Middlewater View Ln, Katy, TX 77494
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,399 sqft · built 2018 |
| Lot Size | 0.33 acres (14,383 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,177 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R448971 |
| Primary APN | R448971 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,399 sqft Living Area |
| 1st Floor Area | 2,454 sqft |
| 2nd Floor Area | 1,945 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 14,383 sqft (0.33 acres) |
| Garage Type | Mixed |
| Garage Area | 708 sqft |
| Carport | Carport |
| Carport Area | 276 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R448971 |
|---|---|
| Street Address | 28307 MIDDLEWATER VIEW LN |
| City | KATY |
| State | TX |
| Zip | 77494-7929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILS OF KATY SEC 3, BLOCK 3, LOT 6 |
| Legal Subdivision | TRAILS OF KATY SEC 3 |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 673201 |
28307 Middlewater View Ln is owned and occupied by an individual who acquired it in December 2018.
Source: Fort Bend County records, as of January 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 28307 MIDDLEWATER VIEW LN, KATY, TX 77494-7929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 18, 2020 | Deed of Trust, Mortgage · VA Mortgage SECURE FINANCIAL SERVICES INC |
| Dec 14, 2018 | Vendor's Lien, Subdivision Related Transfer SECURE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2018 |
| Deed Sale | Dec 14, 2018 |
| Deed Document Number | 2018137837 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 28307 MIDDLEWATER VIEW LN, KATY, TX 77494-7929 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021136 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022021136 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 28307 MIDDLEWATER VIEW LN, KATY, TX 77494-7929 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000032609 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 2020032609 |
| Name | SECURE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77027 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Dec 14, 2018 |
| Property Address | 28307 MIDDLEWATER VIEW LN, KATY, TX 77494-7929 |
| Document Number | 0000137837 |
| Map Reference | FILE 20150269 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 2018137837 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | WFG NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 28507 MIDDLEWATER VIEW LN, KATY, TX 77494 |
| Document Number | 0000137838 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 2018137838 |
| Name | SECURE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 28307 Middlewater View Ln was $5,177 with exemptions applied, down 62.6% from the year before.
Source: Fort Bend County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,177.00 (-62.56%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $699,334 (+1%) Land $184,421 Building $540,912 | $725,333 (-5.95%) Land $184,421 Building $540,912 |
| 2024 | $13,826.00 (+141.25%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $635,758 (+1%) Land $184,421 Building $586,822 | $771,243 (+21.36%) Land $184,421 Building $586,822 |
| 2023 | $5,731.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $577,962 Land $92,288 Building $543,209 | $635,497 Land $92,288 Building $543,209 |
| 2018 | $1,560.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28307 Middlewater View Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 500 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 500 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28307 Middlewater View Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILLOW POINT MUD serves 1,668 people · EPA ID TX0790550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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