28301 Terrazza Ln, Naples, FL 34110 Property Records

Lee County property record for 28301 Terrazza Ln, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,325 sqft · built 2008
Lot Size	0.344 acres (14,976 sqft)
Owner	2 Company Names on Record
Last Sale	$350,000 (Jul 2005)
Tax Bill	$26,208 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-48-25-B1-02100.0340`

Property Details

APN / Parcel Number

Primary APN	`01-48-25-B1-02100.0340`
Alternative APNs	`250148B1021000340` `10474380`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,325 sqft Living Area
Gross Area	10,494 sqft
1st Floor Area	3,466 sqft
Upper Floors Area	1,859 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	14,976 sqft (0.344 acres)
Garage Type	Attached
Garage Area	942 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Finished/Open Porch
Porch Area	737 sqft
Patio Area	2,365 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10474380
Street Address	28301 TERRAZZA LN
City	NAPLES
State	FL
Zip	34110-2771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	MEDITERRA PARCEL 123 DESC IN PB 73 PGS 5 + 6 LOT 34
Legal Range	25E
Legal Township	48S
Legal Section	01
Legal Subdivision	MEDITERRA
Legal Tract	B1
Legal Block	3
Legal Lot Number	34
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3006
Census Tract	50502

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28301 TERRAZZA LN, NAPLES, FL 34110-2771
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2005 · Amount on Record
Deed Sale	Jul 22, 2005 · Amount on Record
Deed Document Number	20056905734
Deed Book / Page	4809 / 234
Last Transfer Date	Oct 12, 2020
Transfer Doc	0000249258
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	28301 TERRAZZA LN, NAPLES, FL 34110-2771
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28301 TERRAZZA LN, NAPLES, FL 34110-2771

Mortgage

Document Number	0000397197
Date	Dec 3, 2021
Instrument	2021000397197

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Oct 16, 2020
Property Address	28301 TERRAZZA LN, NAPLES, FL 34110-2771
Document Number	0000249258
Instrument Date	Oct 12, 2020
Instrument	249258
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28301 TERRAZZA LN NAPLES FL 341102771, NAPLES, FL 34110-2771

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Bonita Springs City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,938,240 (+2.7%)	$3,176,057 (-14%) Land $551,226 Building $2,624,831
2025	$26,208.00 (+4.59%) Homeowner's exemption	$1,887,283 (+5.99%)	$3,693,048 (+30.94%) Land $620,120 Building $3,072,928
2023	$25,059.00 (+2.55%) Homeowner's exemption	$1,780,674 (+3%)	$2,820,403 (+24.32%) Land $628,140 Building $2,192,263
2022	$24,436.00 Homeowner's exemption	$1,728,810	$2,268,701 Land $432,375 Building $1,836,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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