2830 Munsel Lake Rd, Florence, OR 97439 Property Records

Lane County property record for 2830 Munsel Lake Rd, Florence, OR 97439

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,320 sqft · built 1967
Lot Size0.23 acres (10,018 sqft)
Owner2 Individual Names on Record
Last Sale$327,500 (Feb 2023)
Tax Bill$2,632 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-12-24-32-00600-000

Property Details

APN / Parcel Number

Primary APN18-12-24-32-00600-000
Alternative APNs
  • 1812243200600
  • 0787323

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,320 sqft Living Area
1st Floor Area1,320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1986
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area10,018 sqft (0.23 acres)
Garage TypeOpen
Garage Area288 sqft
DrivewayDriveway
Driveway Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0787323
StateOR
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeF2
Legal DescriptionTL 00600
Legal Range12
Legal Township18
Legal Section24
Legal Lot Number600
JurisdictionLANE OR
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2026
Census Tract708

Owner

Source: Lane County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address87697 SALTAIRE ST, FLORENCE, OR 97439-9051
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Deed of Trust, Mortgage · Line of Credit
ONPOINT COMMUNITY CREDIT UNION
Mar 1, 2022Deed of Trust, Mortgage · Closed-End Mortgage
OREGON COMMUNITY CU
Feb 23, 2023Warranty Deed, Transfer · Commercial Mortgage
OREGON PACIFIC BANK
Feb 7, 2019Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2023 · Amount on Record
Deed SaleFeb 23, 2023 · Amount on Record
Prior SaleFeb 7, 2019 · Amount on Record
Deed Document Number20234514
Prior Transfer DateNov 21, 2006
Prior Transfer Doc0000085516
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Recording DateJun 9, 2026
Property Address2830 MUNSEL LAKE RD, FLORENCE, OR 97439-9241
Document Number0000018495
Instrument DateJun 6, 2026
Instrument202618495
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address2830 MUNSEL LAKE RD, FLORENCE, OR 97439-9241

Mortgage

Document Number0000018495,
DateJun 9, 2026
Instrument202618495
Lender
NameONPOINT COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 27, 2056
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address2830 MUNSEL LAKE RD, FLORENCE, OR 97439-9241
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2830 MUNSEL LAKE RD, FLORENCE, OR 97439-9241

Mortgage

Document Number0000009709
DateMar 1, 2022
Instrument2022-009709
Lender
NameOREGON COMMUNITY CU
TypeCredit Union
AddressSPRINGFIELD, OR 97475
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term120 Months
DueMar 1, 2032

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateFeb 23, 2023
Property Address2830 MUNSEL LAKE RD, FLORENCE, OR 97439-9241
Document Number0000004514
Instrument DateFeb 16, 2023
Instrument2023-004514
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyCASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address87697 SALTAIRE ST, FLORENCE, OR 97439-9051

Mortgage

Document Number0000004515
DateFeb 23, 2023
Instrument2023-004515
Lender
NameOREGON PACIFIC BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateFeb 7, 2019
Property Address2830 MUNSEL LAKE RD, FLORENCE, OR 97439-9241
Document Number0000004866
Instrument DateJan 9, 2019
Instrument2019-004866
Transaction TypeTransfer
Record UpdatedJul 19, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2830 MUNSEL LAKE RD, FLORENCE, OR 97439-9241

Mortgage

Document Number0000004867
DateFeb 7, 2019
Instrument2019-004867
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityFlorence City
Unified School DistrictSiuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,632.00 (+6.26%)$187,195 (+6.09%)$334,544 (-9.82%) Land $79,494 Building $255,050
2023$2,477.00 (+4.08%) Veteran's exemption$176,450 (+3%)$370,986 (+13.36%) Land $68,830 Building $302,156
2022$2,380.00 Veteran's exemption$171,311$327,271 Land $66,369 Building $260,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1978–2021)
Most Recent ClaimDec 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 9,561 people · EPA ID OR4100299
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wind Wireless
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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