Osceola County property record for 2830 Deerfield St, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,931 sqft · built 2005 |
| Lot Size | 0.414 acres (18,034 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $52,000 (Sep 2004) |
| Tax Bill | $3,424 (2025) |
| Deeds & Mortgages | Dec 2016 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 117192 |
| Primary APN | 117192 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,931 sqft Heated Area |
| Gross Area | 3,026 sqft |
| 1st Floor Area | 1,931 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,034 sqft (0.414 acres) |
| Garage Type | Finished |
| Garage Area | 812 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 283 sqft |
| Patio Area | 128 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 117192 |
|---|---|
| Street Address | 2830 DEERFIELD ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS1 |
| Legal Description | HAMMOCK POINTE UNIT THREE PB 15 PG 111 LOT 59 05, 06-25-31 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | HAMMOCK POINTE |
| Legal Tract | 3327 |
| Legal Block | 1 |
| Legal Lot Number | 5-6,59 5 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 2830 DEERFIELD ST, SAINT CLOUD, FL 34771-8847 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2004 · Amount on Record |
| Deed Sale | Sep 23, 2004 · Amount on Record |
| Deed Document Number | 2004187549 |
| Deed Book / Page | 2602 / 2003 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2830 DEERFIELD ST, SAINT CLOUD, FL 34771-8847 |
| Document Number | 0050790302 |
| Book / Page | 005079 / 000302 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2830 DEERFIELD ST ST CLOUD FL 347718847, ST CLOUD, FL 34771-8847 |
| Document Number | 0050790302 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 005079/000302 |
| Instrument | 531 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 2, 2032 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,424.00 (+8.01%) Homeowner's exemption | $219,908 (+5.99%) | $411,200 (+3.45%) Land $95,000 Building $316,200 |
| 2023 | $3,170.00 (+5.81%) Homeowner's exemption | $207,487 (+3%) | $397,500 (+19.05%) Land $95,000 Building $302,500 |
| 2022 | $2,996.00 Homeowner's exemption | $201,444 | $333,900 Land $75,000 Building $258,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile, Verizon, Xfinity.
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