283 Whispering River Dr, Crumpler, NC 28617 Property Records

Ashe County property record for 283 Whispering River Dr, Crumpler, NC 28617

Property Summary

Property Type	Single Family Home
Details	3,052 sqft · built 2007
Lot Size	1.48 acres (64,774 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,000 (Jan 2019)
Tax Bill	$2,971 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05326-158-008`

Property Details

APN / Parcel Number

Primary APN	`05326-158-008`
Alternative APNs	`053001081645` `103724`

Interior

Plumbing Fixtures	15 Plumbing Fixtures
Building Area	3,052 sqft Heated Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Lot Area	64,774 sqft (1.48 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	103724
Old Parcel Number	05326158008
Street Address	283 WHISPERING RIVER DR
City	CRUMPLER
State	NC
Zip	28617-9416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.487 A (LOT 8)
Legal Lot Number	8
Jurisdiction	ASHE NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1021
Census Tract	970802

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	283 WHISPERING RIVER DR, CRUMPLER, NC 28617-9416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jan 4, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on Record
Deed Sale	Jan 4, 2019 · Amount on Record
Prior Sale	Nov 16, 2007 · Amount on Record
Deed Document Number	201948
Deed Book / Page	497 / 1037
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	283 WHISPERING RIVER DR, CRUMPLER, NC 28617-9416
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000515/231
Date	Jul 31, 2020
Book Page	515/231
Instrument	3573

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jan 4, 2019
Property Address	283 WHISPERING RIVER DR, CRUMPLER, NC 28617-9416
Document Number	00497/1037
Book / Page	497 / 1037
Instrument Date	Jan 3, 2019
Instrument	48
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 WHISPERING RIVER DR, CRUMPLER, NC 28617-9416

Mortgage

Document Number	00497/1039
Date	Jan 4, 2019
Book Page	497/1039
Instrument	49

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,971.00	$556,400 (-) Land $30,000 Building $526,400	$556,400 (-) Land $30,000 Building $526,400
2025	$2,971.00 (+3.92%)	$556,400 (-) Land $30,000 Building $526,400	$556,400 (-) Land $30,000 Building $526,400
2023	$2,859.00 (+24.41%)	$556,400 (+50.18%) Land $30,000 Building $526,400	$556,400 (+50.18%) Land $30,000 Building $526,400
2022	$2,298.00	$370,500 Land $27,500 Building $343,000	$370,500 Land $27,500 Building $343,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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