283 Sunset Bay, Unit 28D, Miramar Beach, FL 32550 Property Records

Walton County property record for 283 Sunset Bay, Unit 28D, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.028 acres (1,255 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Mar 2021)
Tax Bill	$2,835 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42500-000-028D`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42500-000-028D`
Alternative APN	`1063502`

Exterior

Lot Area	1,255 sqft (0.028 acres)

Location & Zoning

Account Number	1063502
Street Address	283 SUNSET BAY UNIT 28D, 28D
City	MIRAMAR BEACH
State	FL
Zip	32550-3089
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 28D GARDEN VILLA PH III SEASCAPE CONDO & INTEREST IN COM ELEMENTS PER OR 132-428 OR 2452-1170 OR 2681-2330 OR 3017-1111
Legal Range	21W
Legal Township	02S
Legal Section	29
Legal Subdivision	SEASCAPE CONDO
Legal Phase	3
Legal Lot Number	28D
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

283 Sunset Bay, Unit 28D is owned by an individual who bought it in March 2021.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13247 HUNTERS VIEW ST, SAN ANTONIO, TX 78230-2031
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Apr 17, 2017	Grant Deed, Transfer BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on File
Deed Sale	Mar 19, 2021 · Amount on File
Prior Sale	Apr 17, 2017 · Amount on File
Deed Document Number	20210013203
Deed Book / Page	3188 / 2405
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 19, 2021
Property Address	283 SUNSET BAY UNIT 28D, 28D, MIRAMAR BEACH, FL 32550-3089
Document Number	0031882405
Book / Page	3188 / 2405
Map Reference	MB 132 PG 428
Instrument Date	Mar 15, 2021
Instrument	20210013203
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 BROWNS LN, 414, LOUISVILLE, KY 40207-4040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13247 HUNTERS VIEW ST, SAN ANTONIO, TX 78230-2031

Mortgage

Document Number	0031882407
Date	Mar 19, 2021
Instrument	3188/2407

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Apr 17, 2017
Property Address	283 SUNSET BAY UNIT 28D, 28D, MIRAMAR BEACH, FL 32550-3089
Document Number	0030383501
Book / Page	003038 / 003501
Instrument Date	Apr 13, 2017
Instrument	11969
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transaction

Amount	Amount on Record
Tax	$1,022.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	414 BROWNS LN LOUISVILLE KY 402074040, LOUISVILLE, KY 40207-4040

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$334,499 Building $334,499	$334,499 Building $334,499
2024	$2,835.00 (+5.31%)
2023	$2,692.00 (+21.59%)	$334,499 (+4%) Building $334,499	$334,499 (+4%) Building $334,499
2022	$2,214.00	$238,928 Building $238,928	$238,928 Building $238,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 283 Sunset Bay, Unit 28D in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 283 Sunset Bay, Unit 28D is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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