283 Saddlehorn Loop, Lincoln, CA 95648 Property Records

Placer County property record for 283 Saddlehorn Loop, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,449 sqft · built 2003
Lot Size	0.138 acres (6,014 sqft)
Owner	Company Name on Record
Last Sale	$552,000 (Mar 2024)
Tax Bill	$4,240 (2025)
Deeds & Mortgages	May 2024 Transfer Mar 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`338-110-032-000`

Property Details

APN / Parcel Number

Primary APN	`338-110-032-000`
Alternative APN	`338-110-032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,449 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,014 sqft (0.138 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	338-110-032
Street Address	283 SADDLEHORN LOOP
City	LINCOLN
State	CA
Zip	95648-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 SUN CITY LINCOLN HILLS VILLAGE 5A MOR Y-42
Legal Subdivision	SUN CITY LINCOLN HILLS
Legal Lot Number	52
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1023
Census Tract	23700

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	283 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Intrafamily Transfer, Transfer
Mar 28, 2024	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Jan 5, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jun 21, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Dec 30, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Apr 24, 2013 · Amount on Record
Deed Document Number	202416158
Last Transfer Date	Apr 16, 2024
Transfer Doc	0000022612
Record Updated	Sep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	May 1, 2024
Property Address	283 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Document Number	0000022612
Map Reference	MB Y PG 42
Instrument Date	Apr 16, 2024
Instrument	2024-0022612
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 SADDLEHORN LOOP, LINCOLN, CA 95648-8382

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 28, 2024
Property Address	283 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Document Number	0000016158
Map Reference	MB Y PG 42
Instrument Date	Mar 20, 2024
Instrument	2024-0016158
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18570 DOG BAR RD, GRASS VALLEY, CA 95949-9513

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	283 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000800
Date	Jan 5, 2017
Instrument	2017-0000800

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	799 Months
Due	Aug 17, 2083

Interest

Rate Type	Adjustable Rate
Rate	5.19%
Type Change Date	Jan 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	283 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 SADDLEHORN LOOP, LINCOLN, CA 95648-8382

Mortgage

Document Number	0000080380
Date	Jun 21, 2021
Instrument	2021-0080380

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	746 Months
Due	Aug 17, 2083

Interest

Rate Type	Adjustable Rate
Rate	2.3%
Type Change Date	Aug 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.3%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	283 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Document Number	0000000801
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	283 SADDLEHORN LOOP LINCOLN CA 956488382, LINCOLN, CA 95648-8382

Mortgage

Document Number	0000000801
Date	Jan 5, 2017
Instrument	801

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	792 Months
Due	Jan 4, 2083

Interest

Rate Type	Adjustable Rate
Rate	5.19%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$419,448 (+2%) Land $139,722 Building $279,726
2025	$4,240.00 (+4.82%) Homeowner's exemption	$411,225 (+7.9%) Land $136,983 Building $274,242
2024	$4,045.00 (+1.38%)
2023	$3,990.00 (+1.55%) Homeowner's exemption	$381,113 Land $118,357 Building $262,756
2022	$3,929.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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