283 Poplar Dr, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 283 Poplar Dr, Beech Mountain, NC 28604

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$17,000 (Sep 2006)
Deeds & Mortgages	Dec 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`1941-32-9425-000`

Property Details

APN / Parcel Number

Primary APN	`1941-32-9425-000`
Alternative APN	`1619438`

Interior

Plumbing Fixtures	7 Plumbing Fixtures

Exterior

Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	1619438
Street Address	283 POPLAR DR
City	BEECH MOUNTAIN
State	NC
Zip	28604-8397
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	BMR2
Legal Description	WESTRIDGE AA 498
Legal Subdivision	WESTRIDGE
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1013
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2105 FIFER DR, BLOOMINGTON, IL 61704-8524
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2006 · Amount on Record
Deed Sale	Sep 5, 2006 · Amount on Record
Deed Document Number	2006134150
Deed Book / Page	1215 / 830
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	283 POPLAR DR, BEECH MOUNTAIN, NC 28604-8397
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 FILER DRIVE, BLOOMINGTON, IL 61704-8524

Mortgage

Document Number	0023120800
Date	Dec 20, 2022
Book Page	2312/800
Instrument	727255

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	Other
Max Rate	11.6%

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$7,200 (-) Land $7,200
2025	$7,200 (-) Land $7,200
2024		$7,200 Land $7,200
2023	$7,200 Land $7,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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