283 Oak Dr, Bandera, TX 78003 Property Records

Bandera County property record for 283 Oak Dr, Bandera, TX 78003

Property Summary

Property Type	Mobile Home
Details	1,512 sqft · built 2019
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Tax Bill	$1,096 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2025 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`17102-00003-0100`

Property Details

APN / Parcel Number

Primary APN	`17102-00003-0100`
Alternative APN	`152343`

Interior

Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Lot Area	15,682 sqft (0.36 acres)
Deck Area	100 sqft

Location & Zoning

Account Number	17102-00003-0100
Street Address	283 OAK DR
City	BANDERA
State	TX
Zip	78003-5903
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TWIN LAKES 2 BLK 3 LT 10 0.36 ACRES PFS1242082/83
Legal Subdivision	TWIN LAKES 2
Legal Block	3
Legal Lot Number	10
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	1
Census Block	1021
Census Tract	103

Owner

Source: Bandera County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	283 OAK DR, BANDERA, TX 78003-5903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 4, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 7, 2024	Vendor's Lien, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2024
Deed Sale	Jun 7, 2024
Prior Sale	Feb 12, 2024 · Amount on Record
Deed Document Number	2024264662
Deed Book / Page	1345 / 787
Prior Transfer Date	Oct 28, 2019
Prior Transfer Doc	0000233953
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Recording Date	Apr 6, 2026
Property Address	283 OAK DR, BANDERA, TX 78003-5903
Document Number	0000274155
Book / Page	1404 / 477
Instrument Date	Mar 26, 2026
Instrument	2026274155
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT, MORTGAGE CONNECT OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 OAK DR, BANDERA, TX 78003-5903

Mortgage

Document Number	0000274155,
Date	Apr 6, 2026
Book Page	1404/477
Instrument	2026274155

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Property Address	283 OAK DR, BANDERA, TX 78003-5903
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 OAK DR, BANDERA, TX 78003-5903

Mortgage

Document Number	001378/384
Date	Jun 4, 2025
Book Page	1378/384
Instrument	270021

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

June 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BANDERA TX
Recording Date	Jun 7, 2024
Property Address	283 OAK DR, BANDERA, TX 78003-5903
Document Number	001345/787
Book / Page	1345 / 787
Map Reference	VOL 2 PG 7
Instrument Date	May 5, 2023
Instrument	264662
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	FIVE STAR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 MARKET ST STE 100, 100, KNOXVILLE, TN 37902-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 OAK DR, BANDERA, TX 78003-5903

Mortgage

Document Number	0000264663
Date	Jun 7, 2024
Instrument	264663

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,096.00 (+402.75%) Homeowner's exemption	$163,030 (+357.95%) Land $32,210 Building $130,820	$163,030 (+357.95%) Land $32,210 Building $130,820
2024	$218.00 (-37.36%)
2023	$348.00 Homeowner's exemption	$35,600 Land $5,105 Building $30,495	$35,600 Land $5,105 Building $30,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	May 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BEC Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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