Santa Cruz County property record for 283 Holm Rd, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,388 sqft · built 2003 |
| Lot Size | 0.374 acres (16,291 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,102 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2017 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-281-06 |
| Primary APN | 015-281-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,388 sqft Living Area |
| Gross Area | 2,908 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 16,291 sqft (0.374 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 73 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 283 HOLM RD, A |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-2447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 110602 |
283 Holm Rd is owned by an individual who acquired it in May 2015.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 283 HOLM RD, WATSONVILLE, CA 95076-2447 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME APPROVALS DIRECT INC |
| Sep 5, 2017 | Deed of Trust, Mortgage · Line of Credit BAY FCU |
| Dec 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 16, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG |
| Feb 21, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2015 |
| Deed Sale | May 28, 2015 |
| Prior Sale | Mar 7, 2012 · Amount on File |
| Deed Document Number | 201520569 |
| Prior Transfer Date | Dec 10, 2007 |
| Prior Transfer Doc | 0000063444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 283 HOLM RD, WATSONVILLE, CA 95076-2447 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 283 HOLM RD, WATSONVILLE, CA 95076-2447 |
| Document Number | 0000060802 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021-0060802 |
| Name | HOME APPROVALS DIRECT INC |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 283 HOLM RD, WATSONVILLE, CA 95076-2447 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000029438 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 2017-0029438 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 283 HOLM RD, WATSONVILLE, CA 95076-2447 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000042349 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 2017-0042349 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 283 HOLM RD, WATSONVILLE, CA 95076-2447 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000039604 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 2019-0039604 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 16, 2020 |
| Property Address | 283 HOLM RD, WATSONVILLE, CA 95076-2447 |
| Document Number | 0000048431 |
| Map Reference | VOL 30 PG 57 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 2020-0048431 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 283 HOLM RD, WATSONVILLE, CA 95076-2447 |
| Document Number | 0000048432 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020-0048432 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 283 HOLM RD, WATSONVILLE, CA 95076-2447 |
| Document Number | 0000006182 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 283 HOLM RD WATSONVILLE CA 950762447, WATSONVILLE, CA 95076-2447 |
| Document Number | 0000006182 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 6182 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 20, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 21, 2017 |
| Property Address | 283 HOLM RD, WATSONVILLE, CA 95076-2447 |
| Document Number | 0000006181 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 6181 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 283 HOLM RD WATSONVILLE CA 950762447, WATSONVILLE, CA 95076-2447 |
The 2025 property tax bill for 283 Holm Rd was $7,102.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553,613 (+2%) Land $238,752 Building $314,861 | ||
| 2025 | $7,102.00 | $542,757 Land $234,070 Building $308,687 | |
| 2023 | $6,223.00 (+1.78%) | $521,681 Land $224,981 Building $296,700 | $645,390 |
| 2022 | $6,114.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 283 Holm Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 283 Holm Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL | 100 / 20 |
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