283 Ginger Lake Dr, Rock Spring, GA 30739 Property Records

Walker County property record for 283 Ginger Lake Dr, Rock Spring, GA 30739

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,232 sqft · built 2018
Lot Size	7.05 acres (307,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Aug 2017)
Tax Bill	$5,517 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0317 034`

Property Details

APN / Parcel Number

Primary APN	`0317 034`
Alternative APN	`16214`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,232 sqft Heated Area
1st Floor Area	2,108 sqft
2nd Floor Area	1,124 sqft
Basement Area	1,700 sqft
Finished Basement	936 sqft
Unfinished Basement	764 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	307,098 sqft (7.05 acres)
Lot Depth	150 ft Depth
Terrain	Rolling
Garage Area	771 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	464 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16214
Street Address	283 GINGER LAKE DR
City	ROCK SPRING
State	GA
Zip	30739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 39, 40 & 41 GINGER LAKE ESTATES PHASE 1
Legal Subdivision	GINGER LAKE ESTATES
Legal Phase	1
Legal Lot Number	39-41 40
Jurisdiction	WALKER GA
Township / Civil Division	ROCK SPRING
Census Block Group	1
Census Block	1006
Census Tract	20601

Owner

Source: Walker County records, as of February 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	275 GINGER LAKE DR, ROCK SPRING, GA 30739-2678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage HIGHLANDS RESID'L MTG
Nov 2, 2018	Deed of Trust, Mortgage BANK OF LAFAYETTE
Aug 31, 2017	Trustee's Deed, Construction Loan · Line of Credit BANK OF LAFAYETTE
Aug 14, 2017	Grant Deed, Subdivision Related Transfer
Jul 25, 2017	Grant Deed, Subdivision Related Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Prior Sale	Sep 25, 2006
Deed Document Number	0000194795
Deed Book / Page	1947 / 95
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	283 GINGER LAKE DR, ROCK SPRING, GA 30739
Document Number	0021140699
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	FIRST TITLE BOX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	275 GINGER LAKE DR ROCK SPRING GA 307392678, ROCK SPRING, GA 30739-2678

Mortgage

Document Number	0021140699
Date	Nov 12, 2020
Book Page	002114/000699

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2035

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	283 GINGER LAKE DR, ROCK SPRING, GA 30739
Document Number	0020040482
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 643 ROCK SPRING GA 307390643, ROCK SPRING, GA 30739-0643

Mortgage

Document Number	0020040482
Date	Nov 2, 2018
Book Page	002004/000482

Lender

Name	BANK OF LAFAYETTE
Type	Bank
Address	LAFAYETTE, GA 30728-1149

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2038

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WALKER GA
Recording Date	Aug 31, 2017
Property Address	283 GINGER LAKE DR, ROCK SPRING, GA 30739
Document Number	0019490706
Book / Page	001949 / 000706
Instrument Date	Aug 29, 2017
Transaction Type	Construction Loan
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 E TURNIPSEED RD ROCK SPRING GA 307392140, ROCK SPRING, GA 30739-2140

Mortgage

Document Number	19490706
Date	Aug 31, 2017
Book Page	001949/000706

Lender

Name	BANK OF LAFAYETTE
Type	Bank
Address	LAFAYETTE, GA 30728-1149

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 30, 2018

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALKER GA
Recording Date	Aug 14, 2017
Property Address	283 GINGER LAKE DR, ROCK SPRING, GA 30739
Document Number	0019470095
Book / Page	001947 / 000095
Instrument Date	Aug 8, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 23, 2017

Transaction

Amount	Amount Recorded
Tax	$25.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	444 DEERFIELD RD CHICKAMAUGA GA 307074501, CHICKAMAUGA, GA 30707-4501

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALKER GA
Recording Date	Jul 25, 2017
Property Address	283 GINGER LAKE DR, ROCK SPRING, GA 30739
Document Number	0019440427
Book / Page	001944 / 000427
Instrument Date	Jul 24, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	444 DEERFIELD RD CHICKAMAUGA GA 307074501, CHICKAMAUGA, GA 30707-4501

Tax Assessment & Valuation

Source: Walker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walker County
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,517.00 (-1%) Homeowner's exemption	$277,951 (+11.53%) Land $31,500 Building $246,451	$694,878 (+11.53%) Land $78,750 Building $616,128
2023	$5,573.00 (+6.91%) Homeowner's exemption	$249,217 Land $31,500 Building $217,717	$623,042 Land $78,750 Building $544,292
2022	$5,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 76% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE serves 18,177 people · EPA ID GA2950002
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Fulton Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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