283 Emerald Oak Dr, Galt, CA 95632 Property Records

Sacramento County property record for 283 Emerald Oak Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 1989
Lot Size	0.164 acres (7,135 sqft)
Owner	Individual Name on Record
Last Sale	$338,000 (Mar 2017)
Tax Bill	$4,510 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-0430-006-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0430-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,135 sqft (0.164 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	283 EMERALD OAK DR
City	GALT
State	CA
Zip	95632-2371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	MCFARLAND PLACE, LOT 6
Legal Subdivision	MCFARLAND PLACE
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2009
Census Tract	9502

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	283 EMERALD OAK DR, GALT, CA 95632-2371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA
Mar 10, 2017	Grant Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2017 · Amount on Record
Deed Sale	Mar 10, 2017 · Amount on Record
Prior Sale	Aug 8, 2014 · Amount on Record
Deed Book / Page	20170310 / 775
Prior Transfer Date	Dec 23, 1998
Prior Transfer Doc	9812000936
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	283 EMERALD OAK DR, GALT, CA 95632-2371
Document Number	2011301259
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 EMERALD OAK DR GALT CA 956322371, GALT, CA 95632-2371

Mortgage

Document Number	2011301259
Date	Nov 30, 2020
Instrument	2011301259

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 10, 2017
Property Address	283 EMERALD OAK DR, GALT, CA 95632-2371
Document Number	3100000000775
Book / Page	20170310 / 0775
Map Reference	MB 183 PG 20
Instrument Date	Mar 8, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 EMERALD OAK DR, GALT, CA 95632-2371

Mortgage

Document Number	201703100776
Date	Mar 10, 2017
Instrument	20170310/0776

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,116 (+2%) Land $94,699 Building $305,417
2025	$4,510.00 (+4.49%)	$392,272 (+4.04%) Land $92,843 Building $299,429
2024	$4,316.00 (+1.7%)
2023	$4,244.00 (+4.2%)	$377,041 Land $89,239 Building $287,802
2022	$4,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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