283 Charing Cross Way, Pacifica, CA 94044 Property Records

San Mateo County property record for 283 Charing Cross Way, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1947
Lot Size	0.162 acres (7,050 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,741 (2025)
Deeds & Mortgages	Mar 2020 Reverse Mortgage Mar 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`016-381-010`

Property Details

APN / Parcel Number

Primary APN	`016-381-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,900 sqft Living Area
Gross Area	2,410 sqft
1st Floor Area	400 sqft
Basement Area	510 sqft
Family Room	Family Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	7,050 sqft (0.162 acres)
Lot Dimensions	110 ft deep x 65 ft wide
View / Lot	Corner
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	283 CHARING CROSS WAY
City	PACIFICA
State	CA
Zip	94044-2848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 14 15 & 16 BLOCK 30 BRIGHTON BEACH SUB NO 1 RSM 5/29
Legal Subdivision	BRIGHTON BEACH SUB NO 1
Legal Block	30
Legal Lot Number	14
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1001
Census Tract	603000

Owner

283 Charing Cross Way is owner-occupied and held in a trust since September 2012.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	283 CHARING CROSS WAY, PACIFICA, CA 94044-2848
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Mar 25, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Oct 16, 2017	Deed of Trust, Mortgage COMMISSIONER OF HSNG & URBAN D
Oct 25, 2017	Intrafamily Transfer, Transfer · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Aug 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 21, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 20, 2012
Transfer Doc	0000141239
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	283 CHARING CROSS WAY, PACIFICA, CA 94044-2848
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029771
Date	Mar 31, 2020
Instrument	2020-029771

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.29%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	283 CHARING CROSS WAY, PACIFICA, CA 94044-2848
Document Number	0000029772
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	283 CHARING CROSS WAY PACIFICA CA 940442848, PACIFICA, CA 94044-2848

Mortgage

Document Number	0000029772
Date	Mar 31, 2020
Instrument	29772

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.29%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	283 CHARING CROSS WAY, PACIFICA, CA 94044-2848
Document Number	0000094374
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	283 CHARING CROSS WAY PACIFICA CA 940442848, PACIFICA, CA 94044-2848

Mortgage

Document Number	0000094374
Date	Oct 25, 2017
Instrument	94374

Lender

Name	COMMISSIONER OF HSNG & URBAN D
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Amount	Amount on Record
Term	960 Months
Due	Oct 24, 2097

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Oct 25, 2017
Property Address	283 CHARING CROSS WAY, PACIFICA, CA 94044-2848
Document Number	0000094372
Map Reference	MAP5 PG29
Instrument Date	Oct 16, 2017
Instrument	2017-094372
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	283 CHARING CROSS WAY, PACIFICA, CA 94044-2848

Mortgage

Document Number	0000094373
Date	Oct 25, 2017
Instrument	2017-094373

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.55%
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 21, 2017
Property Address	283 CHARING CROSS WAY, PACIFICA, CA 94044-2848
Document Number	0000073162
Instrument Date	Aug 18, 2017
Instrument	73162
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	283 CHARING CROSS WAY PACIFICA CA 940442848, PACIFICA, CA 94044-2848

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Aug 21, 2017
Property Address	283 CHARING CROSS WAY, PACIFICA, CA 94044-2848
Document Number	0000073161
Instrument Date	Aug 18, 2017
Instrument	73161
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 CHARING CROSS WAY PACIFICA CA 940442848, PACIFICA, CA 94044-2848

Tax Assessment & Valuation

The 2025 property tax bill for 283 Charing Cross Way was $3,741 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,436 (+2%) Land $23,535 Building $179,901
2025	$3,741.00 Homeowner's exemption	$199,448 Land $23,074 Building $176,374
2023	$3,403.00 (+5.36%) Homeowner's exemption	$191,705 Land $22,179 Building $169,526	$1,136,340
2022	$3,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 283 Charing Cross Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1982–1998)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 283 Charing Cross Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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