28296 Trigg Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 28296 Trigg Rd, Hilliard, FL 32046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,143 sqft · built 1989
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Feb 2018)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Feb 2024 Reverse Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-4N-23-0000-0012-0090`

Property Details

APN / Parcel Number

Primary APN	`23-4N-23-0000-0012-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,143 sqft Heated Area
Gross Area	3,037 sqft
1st Floor Area	2,143 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	479,160 sqft (11 acres)
Garage Type	Mixed
Garage Area	540 sqft
Carport	Carport
Carport Area	1,208 sqft

Exterior Amenities

Pool Area	576 sqft
Porch	Enclosed Porch
Porch Area	354 sqft
Patio Area	557 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	28296 TRIGG RD
City	HILLIARD
State	FL
Zip	32046-7491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF S1/2 OF NW1/4 IN OR 2178/620
Legal Range	23E
Legal Township	04N
Legal Section	23
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2014
Census Tract	50403

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28296 TRIGG RD, HILLIARD, FL 32046-7491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Reverse Mortgage VYSTAR CU
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTLINE MORTGAGE INC
Feb 16, 2018	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on Record
Deed Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	201805266
Deed Book / Page	2178 / 0620
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	28296 TRIGG RD, HILLIARD, FL 32046-7491
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28296 TRIGG RD, HILLIARD, FL 32046-7491

Mortgage

Document Number	0026941568
Date	Feb 16, 2024
Book Page	2694/1568
Instrument	202445004387

Lender

Name	VYSTAR CU
Type	Credit Union
Address	76 S LAURA ST, JACKSONVILLE, FL 32202

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2034

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	28296 TRIGG RD, HILLIARD, FL 32046-7491
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28296 TRIGG RD, HILLIARD, FL 32046-7491

Mortgage

Document Number	0024940518
Date	Sep 7, 2021
Book Page	2494/518
Instrument	202145033176

Lender

Name	TRUSTLINE MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32257

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 16, 2018
Property Address	28296 TRIGG RD, HILLIARD, FL 32046-7491
Document Number	0021780620
Book / Page	002178 / 000620
Instrument Date	Feb 15, 2018
Instrument	5266
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28296 TRIGG RD HILLIARD FL 320467491, HILLIARD, FL 32046-7491

Mortgage

Document Number	21780625
Date	Feb 16, 2018
Book Page	002178/000625
Instrument	5267

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,848.00 (+1.46%) Homeowner's exemption	$225,874 (+2.9%)	$420,620 (+3.58%) Land $170,500 Building $250,120
2024	$2,807.00 (+1.3%) Homeowner's exemption	$219,508 (+2.79%)	$406,065 (+1.98%) Land $165,000 Building $241,065
2023	$2,771.00 (+10.66%) Homeowner's exemption	$213,541 (+3%)	$398,190 (+35%) Land $165,000 Building $233,190
2022	$2,504.00 Homeowner's exemption	$207,321	$294,950 Land $88,000 Building $206,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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