San Joaquin County property record for 28295 Jack Godwin Way, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,017 sqft · built 2005 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (May 2017) |
| Tax Bill | $11,601 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-580-130-000 |
| Primary APN | 248-580-130-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,017 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 788 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 248-580-13 |
|---|---|
| Street Address | 28295 JACK GODWIN WAY |
| City | TRACY |
| State | CA |
| Zip | 95304-8156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RVL |
| Legal Description | LOT 25 |
| Legal Subdivision | CARBONA STATION |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 5502 |
28295 Jack Godwin Way is owned and occupied by two individuals who bought it in May 2017.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28295 JACK GODWIN WAY, TRACY, CA 95304-8156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jun 23, 2022 | Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CU |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 4, 2017 | Grant Deed, Transfer HOMESERVICES LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2017 · Amount on File |
| Deed Sale | May 4, 2017 · Amount on File |
| Prior Sale | May 5, 2008 · Amount on File |
| Deed Document Number | 201750584 |
| Prior Transfer Date | Jul 25, 2007 |
| Prior Transfer Doc | 0000136795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 28295 JACK GODWIN WAY, TRACY, CA 95304-8156 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 28295 JACK GODWIN WAY, TRACY, CA 95304-8156 |
| Document Number | 0000116471 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2025-116471 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 28295 JACK GODWIN WAY, TRACY, CA 95304-8156 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Title Company | CYPRESS TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 28295 JACK GODWIN WAY, TRACY, CA 95304-8156 |
| Document Number | 0000077507 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022-077507 |
| Name | VALLEY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | MODESTO, CA 95353 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 28295 JACK GODWIN WAY, TRACY, CA 95304-8156 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 28295 JACK GODWIN WAY, TRACY, CA 95304-8156 |
| Document Number | 0000113878 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021-113878 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 28295 JACK GODWIN WAY, TRACY, CA 95304-8156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000069510 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 2020-069510 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 4, 2017 |
| Property Address | 28295 JACK GODWIN WAY, TRACY, CA 95304-8156 |
| Document Number | 0000050584 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 50584 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2017 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28295 JACK GODWIN WAY TRACY CA 953048156, TRACY, CA 95304-8156 |
| Document Number | 50585 |
|---|---|
| Date | May 4, 2017 |
| Instrument | 50585 |
| Name | HOMESERVICES LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 3, 2047 |
The 2026 property tax bill for 28295 Jack Godwin Way was $11,601, up 2.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,601.00 (+2.18%) | ||
| 2025 | $11,353.00 | $751,248 Land $247,782 Building $503,466 | |
| 2023 | $10,775.00 (+2.83%) | $722,078 Land $238,161 Building $483,917 | $944,910 |
| 2022 | $10,478.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28295 Jack Godwin Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1983–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28295 Jack Godwin Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIROAKS PWS #44 serves 1,172 people · EPA ID CA3901348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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