Maricopa County property record for 2829 W Joy Ranch Rd, Phoenix, AZ 85086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,174 sqft · built 2019 |
| Lot Size | 1.39 acres (60,953 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $880,000 (Sep 2025) |
| Tax Bill | $3,852 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 203-37-015 |
| Primary APN | 203-37-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,174 sqft Living Area |
| Gross Area | 2,474 sqft |
| 1st Floor Area | 2,174 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 60,953 sqft (1.39 acres) |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 300 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2829 W JOY RANCH RD |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85086-8395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU43 |
| Legal Description | TH PT S2 W2 NW4 NE4 NE4 SEC 35 DAF BEG NW COR SD S2 W2 NW NE4 NE4 SEC 35 TH E 164.93F TPOB TH S 07D W 331.88F TH E 204.70F TH N 330.03F TH W 165F TPOB P/F 18-116273 |
| Legal Range | 2E |
| Legal Township | 6N |
| Legal Section | 35 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | DEER VALLEY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 610500 |
2829 W Joy Ranch Rd is owned and occupied by two individuals who bought it in September 2025.
Source: Maricopa County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2829 W JOY RANCH RD, PHOENIX, AZ 85086-8395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · Line of Credit COPPER STATE CU |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COPPER STATE CU |
| Sep 29, 2025 | Warranty Deed, Transfer · Line of Credit UNIVERSITY BANK |
| Oct 31, 2023 | Intrafamily Transfer, Transfer |
| Jul 21, 2020 | Quit Claim Deed, Transfer WASHINGTON FED'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on File |
| Deed Sale | Sep 29, 2025 · Amount on File |
| Prior Sale | Feb 15, 2018 · Amount on File |
| Deed Document Number | 2025561783 |
| Prior Transfer Date | Oct 31, 2023 |
| Prior Transfer Doc | 0000565184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2829 W JOY RANCH RD, PHOENIX, AZ 85086-8395 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 2829 W JOY RANCH RD, PHOENIX, AZ 85086-8395 |
| Document Number | 0000321853 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 20220321853 |
| Name | COPPER STATE CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85053 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2829 W JOY RANCH RD, PHOENIX, AZ 85086-8395 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 2829 W JOY RANCH RD, PHOENIX, AZ 85086-8395 |
| Document Number | 0000176188 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 20210176188 |
| Name | COPPER STATE CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 29, 2025 |
| Property Address | 2829 W JOY RANCH RD, PHOENIX, AZ 85086-8395 |
| Document Number | 0000561783 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 20250561783 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | LANDMARK TTL ASSURANCE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2829 W JOY RANCH RD, PHOENIX, AZ 85086-8395 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 145 WEST CHARTER OAK ROAD, SURPRISE, AZ 85379 |
| Investor | Possibly a Property Investor |
| Document Number | 0000561784 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 20250561784 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 15, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Oct 31, 2023 |
| Property Address | 2829 W JOY RANCH RD, PHOENIX, AZ 85086-8395 |
| Document Number | 0000565184 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 20230565184 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2829 W JOY RANCH RD, PHOENIX, AZ 85086-8395 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jul 21, 2020 |
| Property Address | 2829 W JOY RANCH RD, PHOENIX, AZ 85086-8395 |
| Document Number | 0000653562 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 653562 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2829 W JOY RANCH RD PHOENIX AZ 85086, PHOENIX, AZ 85086 |
| Document Number | 653563 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 653563 |
| Name | WASHINGTON FED'L BK |
|---|---|
| Address | SEATTLE, WA 98101 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 20, 2050 |
The 2025 property tax bill for 2829 W Joy Ranch Rd was $3,852, up 1.8% from the year before.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Unified School District | Deer Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,280 (+99.8%) | $642,800 (-1.05%) Land $128,500 Building $514,300 | |
| 2025 | $3,852.00 (+1.77%) | $32,172 (-47.16%) | $649,600 (+6.7%) Land $129,900 Building $519,700 |
| 2024 | $3,785.00 (+5.05%) | $60,880 (+13.65%) | $608,800 (+13.65%) Land $121,700 Building $487,100 |
| 2023 | $3,603.00 (+3.65%) | $53,570 Land $10,710 Building $42,860 | $535,700 Land $107,100 Building $428,600 |
| 2022 | $3,476.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2829 W Joy Ranch Rd in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Aug 2014 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2829 W Joy Ranch Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 45% of Arizona |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| AirFiber WISP Fixed Wireless | 1,000 / 500 |
| BAM Broadband Fixed Wireless · not low latency | 1,000 / 100 |
| Mojo Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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