2829 Vale Dr, Dayton, OH 45420 Property Records

Montgomery County property record for 2829 Vale Dr, Dayton, OH 45420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1956
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Sep 1998)
Tax Bill	$3,399 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64-01311-0011`

Property Details

APN / Parcel Number

Primary APN	`N64-01311-0011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,332 sqft
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	145 ft deep x 73 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	36 sqft
Deck Area	368 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2829 VALE DR
City	DAYTON
State	OH
Zip	45420-3916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 INDIAN OAKS 1
Legal Subdivision	INDIAN OAKS 1
Legal Lot Number	11
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	3
Census Block	3012
Census Tract	21301

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2829 VALE DR, DAYTON, OH 45420-3916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 1998 · Amount on Record
Deed Sale	Sep 29, 1998 · Amount on Record
Prior Sale	Sep 29, 1998 · Amount on Record
Deed Document Number	199821587
Deed Book / Page	980655 / E02
Last Transfer Date	Jun 21, 2013
Transfer Doc	0000052294
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	May 21, 2026
Property Address	2829 VALE DR, DAYTON, OH 45420-3916
Document Number	0000030148
Instrument Date	May 12, 2026
Instrument	202630148
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 VALE DR, DAYTON, OH 45420-3916

Mortgage

Document Number	0000030148,
Date	May 21, 2026
Instrument	202630148

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 29, 2022
Property Address	2829 VALE DR, DAYTON, OH 45420-3916
Document Number	0000028981
Map Reference	MB NN PG 53
Instrument Date	Apr 14, 2022
Instrument	2022-00028981
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3055 KING JAMES DR, 3055, BEAVERCREEK, OH 45432-2473

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2829 VALE DR, KETTERING, OH 45420-3916

Mortgage

Document Number	0000028982
Date	Apr 29, 2022
Instrument	2022-00028982

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,399.00	$52,210 (-) Land $11,880 Building $40,330	$149,160 (-) Land $33,930 Building $115,230
2024	$3,399.00 (+2.66%)
2023	$3,311.00 (+2%)	$52,210 (+28.91%) Land $11,880 Building $40,330	$149,160 (+28.91%) Land $33,930 Building $115,230
2022	$3,246.00	$40,500 Land $9,210 Building $31,290
2020			$115,710 Land $26,300 Building $89,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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