2829 Southside Dr, Troy, OH 45373 Property Records

Miami County property record for 2829 Southside Dr, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,871 sqft · built 2004
Lot Size0.276 acres (12,023 sqft)
Owner2 Individual Names on Record
Last Sale$222,000 (May 2018)
Tax Bill$3,829 (2025)
Deeds & MortgagesJan 2024 Mortgage
Apr 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APND08-104712

Property Details

APN / Parcel Number

Primary APND08-104712
Alternative APN
  • 050631.3-09-044-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,871 sqft Living Area
1st Floor Area1,880 sqft
Upper Floors Area931 sqft
Basement Area940 sqft
Unfinished Basement940 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area12,023 sqft (0.276 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area48 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address2829 SOUTHSIDE DR
CityTROY
StateOH
Zip45373-7597
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 9486 KENSINGTON NORTH SUB
Legal SubdivisionKENSINGTON NORTH SUB
Legal Lot Number9486
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1022
Census Tract365302

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2829 SOUTHSIDE DR, TROY, OH 45373-7597
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Apr 21, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Sep 20, 2019Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
May 17, 2018Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2018 · Amount on Record
Deed SaleMay 17, 2018 · Amount on Record
Prior SaleMar 19, 2014 · Amount on Record
Deed Document Number20182018OR-05955
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address2829 SOUTHSIDE DR, TROY, OH 45373-7597
Transaction TypeMortgage
Record UpdatedJan 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2829 SOUTHSIDE DR, TROY, OH 45373-7597

Mortgage

Document Number0000000096
DateJan 4, 2024
Instrument2024OR-00096
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Address999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueJan 1, 2052

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address2829 SOUTHSIDE DR, TROY, OH 45373-7597
Transaction TypeMortgage
Record UpdatedMay 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2829 SOUTHSIDE DR, TROY, OH 45373-7597

Mortgage

Document Number0000006379
DateApr 21, 2022
Instrument2022OR-06379
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueJan 1, 2052

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address2829 SOUTHSIDE DR, TROY, OH 45373-7597
Document Number0000011294
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2829 SOUTHSIDE DR TROY OH 453737597, TROY, OH 45373-7597

Mortgage

Document Number0000011294
DateSep 27, 2019
Instrument11294
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2049

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionMIAMI OH
Recording DateMay 17, 2018
Property Address2829 SOUTHSIDE DR, TROY, OH 45373-7597
Document Number0000005955
Map ReferenceBK20 PG34&34A
Instrument DateMay 8, 2018
Instrument2018OR-05955
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$444.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2829 SOUTHSIDE DR, TROY, OH 45373-7597
InvestorPossibly a Property Investor

Mortgage

Document Number0000005956
DateMay 17, 2018
Instrument2018OR-05956
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,829.00 (+1.11%) Homeowner's exemption$115,500 (+15.02%) Land $14,700 Building $100,800$330,000 (+15.02%) Land $42,000 Building $288,000
2024$3,787.00 (+2.21%) Homeowner's exemption$100,420 (-) Land $15,930 Building $84,490
2023$3,705.00 (+17.47%) Homeowner's exemption$100,420 (-) Land $15,930 Building $84,490$286,900 (-) Land $45,500 Building $241,400
2022$3,154.00 Homeowner's exemption$100,420 Land $15,930 Building $84,490$286,900 Land $45,500 Building $241,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (1999–2014)
Claims Outside the SFHA1 of 5
Most Recent ClaimMay 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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