2829 Sharon Rd, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 2829 Sharon Rd, Charlotte, NC 28211

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,792 sqft · built 2020
Lot Size	0.42 acres (18,337 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Sep 2019)
Tax Bill	$16,193 (2023)
Deeds & Mortgages	May 2021 Mortgage Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181-081-04`

Property Details

APN / Parcel Number

Primary APN	`181-081-04`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,792 sqft Heated Area
Gross Area	2,724 sqft
1st Floor Area	1,932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Wood
Lot Area	18,337 sqft (0.42 acres)
Porch	Porch
Porch Area	216 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	181-081-04
Street Address	2829 SHARON RD
City	CHARLOTTE
State	NC
Zip	28211-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L3 BA M6-453
Legal Subdivision	PHARR ACRES
Legal Block	A
Legal Lot Number	3
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1009
Census Tract	2905

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2829 SHARON RD, CHARLOTTE, NC 28211-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Jul 8, 2020	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK
Sep 5, 2019	Warranty Deed, Transfer BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TITLE SVCS/THE CARO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Prior Sale	Apr 30, 1998 · Amount on Record
Deed Document Number	0033822130
Deed Book / Page	33822 / 130
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2829 SHARON RD, CHARLOTTE, NC 28211-2127
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089141
Date	May 5, 2021
Book Page	36026/187
Instrument	2021089141

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2829 SHARON RD, CHARLOTTE, NC 28211-2127
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	AEG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 SHARON RD, CHARLOTTE, NC 28211-2127

Mortgage

Document Number	0000004331
Date	Jan 18, 2023
Book Page	37887/930
Instrument	2023004331

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2829 SHARON RD, CHARLOTTE, NC 28211-2127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102928
Date	Jul 8, 2020
Book Page	34783/170
Instrument	2020102928

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 5, 2019
Property Address	2829 SHARON RD, CHARLOTTE, NC 28211-2127
Document Number	0000116782
Book / Page	033822 / 000130
Instrument Date	Sep 5, 2019
Instrument	116782
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TITLE SVCS/THE CARO

Transaction

Amount	Amount Recorded
Tax	$1,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2829 SHARON RD CHARLOTTE NC 282112127, CHARLOTTE, NC 28211-2127

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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