2829 Royallvalley Way, O Fallon, MO 63368 Property Records

St. Charles County property record for 2829 Royallvalley Way, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,627 sqft · built 1993
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,002 (Jul 2026)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A932000571`

Property Details

APN / Parcel Number

Primary APN	`A932000571`
Alternative APN	`2-0126-6886-00-0166.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,627 sqft Living Area
Gross Area	3,247 sqft
1st Floor Area	1,427 sqft
Basement Area	1,379 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A932000571
Street Address	2829 ROYALLVALLEY WAY
City	O FALLON
State	MO
Zip	63368-6992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYALLSPRINGS #1 LOT 166
Legal Subdivision	ROYALLSPRINGS #1
Legal Lot Number	166
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2002
Census Tract	311732

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2829 ROYALLVALLEY WAY, O FALLON, MO 63368-6992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT BANK
May 20, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Jul 24, 2024 · Amount on Record
Deed Document Number	202635030
Prior Transfer Date	May 19, 2021
Prior Transfer Doc	0000043820
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 24, 2026
Property Address	2829 ROYALLVALLEY WAY, O FALLON, MO 63368-6992
Document Number	0000035030
Instrument Date	Jul 23, 2026
Instrument	202635030
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 ROYALLVALLEY WAY, O FALLON, MO 63368-6992

Mortgage

Document Number	0000035031,
Date	Jul 24, 2026
Instrument	202635031

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2829 ROYALLVALLEY WAY, O FALLON, MO 63368-6992
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 ROYALLVALLEY WAY, O FALLON, MO 63368-6992

Mortgage

Document Number	0000091289
Date	Nov 23, 2020
Instrument	2020R-091289

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 18, 2022
Property Address	2829 ROYALLVALLEY WAY, O FALLON, MO 63368-6992
Document Number	0000028195
Map Reference	MB 31 PG 70
Instrument Date	May 11, 2022
Instrument	2022R-028195
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 ROYALLVALLEY WAY, O FALLON, MO 63368-6992

Mortgage

Document Number	0000028196
Date	May 18, 2022
Instrument	2022R-028196

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 20, 2021
Property Address	2829 ROYALLVALLEY WAY, O FALLON, MO 63368-6992
Document Number	0000043820
Map Reference	MB 321 PG 70
Instrument Date	May 19, 2021
Instrument	2021R-043820
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2829 ROYALLVALLEY WAY, O FALLON, MO 63368-6992

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,519 (-)	$323,782 (-) Building $323,782
2025	$3,952.00 (+37.37%)	$61,519 (+6.31%)	$323,782 (+6.31%) Building $323,782
2023		$57,868 (+43.49%)
2022	$2,877.00	$40,329	$304,567 (+43.49%) Land $50,000 Building $254,567
2021			$212,260 Land $40,000 Building $172,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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