Sevier County property record for 2829 Ridgeway Trl, Sevierville, TN 37862
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 984 sqft · built 1994 |
| Lot Size | 1.29 acres (56,584 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Jul 2025) |
| Tax Bill | $1,218 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082N-F-014.00 |
| Primary APN | 082N-F-014.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 984 sqft Gross Area |
| 1st Floor Area | 984 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 56,584 sqft (1.29 acres) |
| Lot Dimensions | 183 ft deep x 309 ft wide |
| Terrain | Rolling |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open/Unfinished Porch |
| Porch Area | 244 sqft |
| Deck Area | 175 sqft |
| Patio Area | 175 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2829 RIDGEWAY TRL |
|---|---|
| City | SEVIERVILLE |
| State | TN |
| Zip | 37862-7581 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R-1 |
| Legal Description | PINEHAVEN EST 2 PB 14 PG 5 LOT 91 DDT 011879 BK 283 PG 363 309.2 X 183 IRR |
| Legal Subdivision | PINEHAVEN EST 2 |
| Legal Lot Number | 91 |
| Jurisdiction | SEVIER TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 80901 |
Source: Sevier County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3458 CORNWELL DR, MORGANTON, NC 28655-0096 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Aug 19, 2021 | Intrafamily Transfer, Transfer PROFESSIONAL TITLE |
| Mar 19, 2019 | Warranty Deed, Transfer · Conventional with PMI BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2025 · Amount on Record |
| Deed Sale | Jul 24, 2025 · Amount on Record |
| Prior Sale | Mar 19, 2019 · Amount on Record |
| Deed Document Number | 202520018 |
| Deed Book / Page | 6751 / 417 |
| Prior Transfer Date | Aug 18, 2021 |
| Prior Transfer Doc | 0058680436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEVIER TN |
| Recording Date | Jul 24, 2025 |
| Property Address | 2829 RIDGEWAY TRL, SEVIERVILLE, TN 37862-7581 |
| Document Number | 0067510417 |
| Book / Page | 6751 / 417 |
| Map Reference | MB 14 PG 5 |
| Instrument Date | Jul 21, 2025 |
| Instrument | 25020018 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | ADMIRAL TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,535.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3208, SIOUX CITY, IA 51102-3208 |
| Mail Care Of | STATE EMPLOYEES CREDIT UNION |
| Document Number | 0025020019 |
|---|---|
| Date | Jul 24, 2025 |
| Instrument | 25020019 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.82% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.82% |
| Max Rate At Change | 7.82% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEVIER TN |
| Property Address | 2829 RIDGEWAY TRL, SEVIERVILLE, TN 37862-7581 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0058690034 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 5869/34 |
| Instrument | 21030954 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEVIER TN |
| Recording Date | Aug 19, 2021 |
| Property Address | 2829 RIDGEWAY TRL, SEVIERVILLE, TN 37862-7581 |
| Document Number | 0058680436 |
| Book / Page | 5868 / 436 |
| Map Reference | MB 14 PG 5 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 21030869 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | PROFESSIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 PEARWOOD DR, BEL AIR, MD 21014-2121 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEVIER TN |
| Recording Date | Mar 19, 2019 |
| Property Address | 2829 RIDGEWAY TRL, SEVIERVILLE, TN 37862-7581 |
| Document Number | 0052950401 |
| Book / Page | 005295 / 000401 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 8516 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | HOMETOWN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 PEARWOOD DR BEL AIR MD 210142121, BEL AIR, MD 21014-2121 |
| Document Number | 52950404 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 005295/000404 |
| Instrument | 8517 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2049 |
Source: Sevier County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sevier County |
| Unified School District | Sevier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,218.00 | $82,320 (-) Land $12,000 Building $70,320 | $205,800 (-) Land $30,000 Building $175,800 |
| 2024 | $1,218.00 (+60.05%) | ||
| 2023 | $82,320 Land $12,000 Building $70,320 | ||
| 2021 | $761.00 | $205,800 Land $30,000 Building $175,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1998–2020) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 80% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PIGEON FORGE WATER DEPARTMENT serves 14,872 people · EPA ID TN0000548 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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