San Diego County property record for 2829 Rancho Rio Chico, Carlsbad, CA 92009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,661 sqft · built 2001 |
| Lot Size | 0.23 acres (10,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $930,000 (Jun 2019) |
| Tax Bill | $13,495 (2025) |
| Deeds & Mortgages | Jun 2026 Reverse Mortgage Nov 2025 Reverse Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 222-612-16-00 |
| Primary APN | 222-612-16-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,661 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 10,007 sqft (0.23 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2829 RANCHO RIO CHICO |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92009-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 55 TR 013552 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 013552 |
| Legal Block | 2 |
| Legal Lot Number | 55 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20031 |
2829 Rancho Rio Chico is owned and occupied by an individual who acquired it in October 2024.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2829 RANCHO RIO CHICO, CARLSBAD, CA 92009-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MORTGAGE MORTGAGE |
| Nov 12, 2025 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jun 4, 2019 | Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Jun 4, 2019 | Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Dec 29, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2019 · Amount on File |
| Deed Sale | Jun 4, 2019 · Amount on File |
| Prior Sale | May 31, 2012 · Amount on File |
| Deed Document Number | 2019215078 |
| Last Transfer Date | Oct 7, 2024 |
| Transfer Doc | 0000274797 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 29, 2026 |
| Property Address | 2829 RANCHO RIO CHICO, CARLSBAD, CA 92009-3003 |
| Document Number | 0000184977 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026184977 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2829 RANCHO RIO CHICO, CARLSBAD, CA 92009-3003 |
| Document Number | 0000184977, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 2026184977 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 999 Months |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2829 RANCHO RIO CHICO, CARLSBAD, CA 92009-3003 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2829 RANCHO RIO CHICO, CARLSBAD, CA 92009-3003 |
| Document Number | 0000317744 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025-0317744 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 908 Months |
| Due | Jul 20, 2101 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 4, 2019 |
| Property Address | 2829 RANCHO RIO CHICO, CARLSBAD, CA 92009-3003 |
| Document Number | 0000215079 |
| Instrument Date | May 29, 2019 |
| Instrument | 215079 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2829 RANCHO RIO CHICO CARLSBAD CA 920093003, CARLSBAD, CA 92009-3003 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 4, 2019 |
| Property Address | 2829 RANCHO RIO CHICO, CARLSBAD, CA 92009-3003 |
| Document Number | 0000215078 |
| Instrument Date | May 23, 2019 |
| Instrument | 215078 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,023.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2829 RANCHO RIO CHICO CARLSBAD CA 920093003, CARLSBAD, CA 92009-3003 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2829 RANCHO RIO CHICO, CARLSBAD, CA 92009-3003 |
| Document Number | 0000018425 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2829 RANCHO RIO CHICO CARLSBAD CA 920093003, CARLSBAD, CA 92009-3003 |
| Document Number | 0000018425 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 18425 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2829 Rancho Rio Chico was $13,495, up 4.7% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,058,173 (+2%) Land $582,406 Building $475,767 | |
| 2025 | $13,495.00 (+4.69%) | $1,037,426 Land $570,987 Building $466,439 |
| 2024 | $12,890.00 (-0.1%) | |
| 2023 | $12,903.00 (-3.93%) Homeowner's exemption | $997,144 Land $548,816 Building $448,328 |
| 2022 | $13,431.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2829 Rancho Rio Chico in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2829 Rancho Rio Chico is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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