2829 Paradise Lakes Rd, Chipley, FL 32428 Property Records

Washington County property record for 2829 Paradise Lakes Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,665 sqft · built 2022
Lot Size	0.601 acres (26,179 sqft)
Owner	2 Individual Names on File
Last Sale	$18,000 (Oct 2021)
Tax Bill	$1,443 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000033740062`

Property Details

APN / Parcel Number

Primary APN	`000033740062`
Alternative APNs	`00000000-00-3374-0062` `33740062`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,665 sqft Living Area
Gross Area	2,481 sqft
1st Floor Area	1,545 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,179 sqft (0.601 acres)
Garage Type	Carport
Garage Area	460 sqft
Carport	Carport
Carport Area	460 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2829 PARADISE LAKES RD
City	CHIPLEY
State	FL
Zip	32428-7312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30 2 14 ORB 1221 P 593 LOT 31 PARADISE LAKES REC PLAT BLK B
Legal Range	14W
Legal Township	02S
Legal Section	30
Legal Subdivision	PARADISE LAKES
Legal Block	62
Legal Lot Number	31
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	4
Census Block	4055
Census Tract	970302

Owner

2829 Paradise Lakes Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Washington County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2829 PARADISE LAKES RD, CHIPLEY, FL 32428-7312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 8, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK
Oct 22, 2021	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Deed Document Number	202167007853
Deed Book / Page	1221 / 593
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Recording Date	Aug 7, 2026
Property Address	2829 PARADISE LAKES RD, CHIPLEY, FL 32428-7312
Document Number	0000006142
Book / Page	1380 / 275
Instrument Date	Aug 3, 2026
Instrument	20266142
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 PARADISE LAKES RD, CHIPLEY, FL 32428-7312

Mortgage

Document Number	0000006142,
Date	Aug 7, 2026
Book Page	1380/275
Instrument	20266142

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	2829 PARADISE LAKES RD, CHIPLEY, FL 32428-7312
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	MASON TITLE COMPANY INC, MASON T&E COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 W 12TH ST, PANAMA CITY, FL 32401-2055

Mortgage

Document Number	0067009839
Date	Dec 8, 2021
Book Page	1226/710
Instrument	202167009839

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 22, 2021
Property Address	2829 PARADISE LAKES RD, CHIPLEY, FL 32428-7312
Document Number	0067007853
Book / Page	1221 / 593
Map Reference	MB 3 PG 174
Instrument Date	Oct 22, 2021
Instrument	202167007853
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6091 W W KELLEY RD, TALLAHASSEE, FL 32311-7721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 W 12TH ST UNIT A, A, PANAMA CITY, FL 32401-2170

Tax Assessment & Valuation

The 2025 property tax bill for 2829 Paradise Lakes Rd was $1,443 with a homeowner's exemption, up 7% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,443.00 (+7.05%) Homeowner's exemption	$145,022 (+2.9%)	$211,816 (+16.41%) Land $16,000 Building $195,816
2024	$1,348.00 (+2.67%) Homeowner's exemption	$140,935 (+3%)	$181,963 (+8.89%) Land $16,000 Building $165,963
2023	$1,313.00 (+695.76%) Homeowner's exemption	$136,830 (+1,040.25%)	$167,110 (+1,292.58%) Land $16,000 Building $151,110
2022	$165.00	$12,000 Land $12,000	$12,000 Land $12,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2829 Paradise Lakes Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2829 Paradise Lakes Rd is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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