Mecklenburg County property record for 2829 Monarch Dr, Charlotte, NC 28214
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,021 sqft · built 2020 |
| Lot Size | 0.841 acres (36,661 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Feb 2005) |
| Tax Bill | $6,914 (2023) |
| Deeds & Mortgages | Jan 2017 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-191-20 |
| Primary APN | 031-191-20 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,021 sqft Heated Area |
| Gross Area | 5,076 sqft |
| 1st Floor Area | 3,554 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 36,661 sqft (0.841 acres) |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 1,038 sqft |
| Deck Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 031-191-20 |
|---|---|
| Street Address | 2829 MONARCH DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28214-9452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L3 BA U/M |
| Legal Subdivision | COUNTRY ESTATES |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 6014 |
2829 Monarch Dr is owned and occupied by an individual who bought it in February 2005.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2829 MONARCH DR, CHARLOTTE, NC 28214-9452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2017 | Deed of Trust, Mortgage SUNTRUST BANK |
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2005 · Amount on File |
| Deed Sale | Feb 10, 2005 · Amount on File |
| Prior Sale | Sep 19, 1997 · Amount on File |
| Deed Document Number | 0018342939 |
| Deed Book / Page | 18342 / 939 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2829 MONARCH DR, CHARLOTTE, NC 28214-9452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000012298 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 31530/976 |
| Instrument | 2017012298 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | DELAND, FL 32721 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2829 MONARCH DR, CHARLOTTE, NC 28214-9452 |
| Document Number | 0000174415 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2829 MONARCH DR CHARLOTTE NC 282149452, CHARLOTTE, NC 28214-9452 |
| Document Number | 0000174415 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 034143/000456 |
| Instrument | 174415 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 19, 2034 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 2829 Monarch Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2829 Monarch Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures