Kendall County property record for 2829 Heather Ln, Montgomery, IL 60538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,652 sqft · built 2003 |
| Lot Size | 0.165 acres (7,207 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jun 2020) |
| Tax Bill | $7,476 (2024) |
| Deeds & Mortgages | Sep 2018 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-178-015 |
| Primary APN | 02-02-178-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 2,775 sqft |
| 1st Floor Area | 1,652 sqft |
| Basement Area | 682 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,207 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2829 HEATHER LN |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-5117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 LAKEWOOD CREEK WEST UNIT 1 VILLAGE OF MONTGOMERY |
| Legal Subdivision | LAKEWOOD CREEK WEST UNIT 1 |
| Legal Lot Number | 32 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | BRISTOL |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 890404 |
2829 Heather Ln is owned and occupied by two individuals who bought it in June 2020.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2829 HEATHER LN, MONTGOMERY, IL 60538-5117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 9, 2020 | Warranty Deed, Transfer · FHA Mortgage MUTUAL FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2020 · Amount on File |
| Deed Sale | Jun 9, 2020 · Amount on File |
| Prior Sale | Jun 18, 2014 · Amount on File |
| Deed Document Number | 20209806 |
| Prior Transfer Date | Sep 27, 2005 |
| Prior Transfer Doc | 0000031507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 2829 HEATHER LN, MONTGOMERY, IL 60538-5117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013851 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 201800013851 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 31, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jun 9, 2020 |
| Property Address | 2829 HEATHER LN, MONTGOMERY, IL 60538-5117 |
| Document Number | 0000009806 |
| Map Reference | DOC 200300028798 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 202000009806 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4308 NUTMEG LN APT 141, 141, LISLE, IL 60532-1119 |
| Document Number | 0000009807 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 202000009807 |
| Name | MUTUAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Bristol Township |
| Municipality | Montgomery Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106,796 Land $14,531 Building $92,265 | $320,388 Land $43,593 Building $276,795 | |
| 2024 | $7,476.00 | ||
| 2022 | $79,408 Land $10,804 Building $68,604 | $238,224 Land $32,412 Building $205,812 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2829 Heather Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2829 Heather Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY serves 28,956 people · EPA ID IL0894690 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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