2829 Golden Gate Ct, Waldorf, MD 20601 Property Records

Charles County property record for 2829 Golden Gate Ct, Waldorf, MD 20601

Property Summary

Property Type	Townhouse
Details	3 ba · 2,262 sqft · built 2018
Lot Size	0.058 acres (2,526 sqft)
Owner	Individual Name on File
Last Sale	$329,654 (Jul 2018)
Tax Bill	$7,732 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-356460`

Property Details

APN / Parcel Number

Primary APN	`06-356460`
Alternative APN	`356460`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,262 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	514 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,526 sqft (0.058 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	356460
Street Address	2829 GOLDEN GATE CT
City	WALDORF
State	MD
Zip	20601-4989
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RH
Legal Description	LOT 39 0.0580 AC HAMILTON RD N OF BERRY R HAMILTON PARK SUB
Legal Subdivision	HAMILTON PARK SUB
Legal Block	2
Legal Lot Number	39
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2015
Census Tract	850709

Owner

2829 Golden Gate Ct, a townhouse, is owned and occupied by an individual who bought it in July 2018.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2829 GOLDEN GATE CT, WALDORF, MD 20601-4989
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 8, 2020	Loan Modification, Mortgage · FHA Mortgage ROUNDPOINT MTG SVCNG
May 8, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 27, 2018	Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Deed Book / Page	10342 / 267
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2829 GOLDEN GATE CT, WALDORF, MD 20601-4989
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 GOLDEN GATE CT, WALDORF, MD 20601-4989

Mortgage

Document Number	0131110341
Date	Nov 9, 2023
Book Page	13111/341

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Jun 1, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	2829 GOLDEN GATE CT, WALDORF, MD 20601-4989
Document Number	0112260338
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 GOLDEN GATE CT WALDORF MD 206014989, WALDORF, MD 20601-4989

Mortgage

Document Number	0112260338
Date	Jul 21, 2020
Book Page	011226/000338

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

Interest

Rate	3.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2829 GOLDEN GATE CT, WALDORF, MD 20601-4989
Document Number	0112040250
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 GOLDEN GATE CT WALDORF MD 206014989, WALDORF, MD 20601-4989

Mortgage

Document Number	0112040250
Date	Jul 2, 2020
Book Page	011204/000250

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 27, 2018
Property Address	2829 GOLDEN GATE CT, WALDORF, MD 20601-4989
Document Number	0103420267
Book / Page	10342 / 267
Map Reference	MB60 FO403-410
Instrument Date	Jun 18, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST EXCEL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,472.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 GOLDEN GATE CT, UPPER MARLBORO, MD 20772

Mortgage

Document Number	0010342275
Date	Jul 27, 2018
Instrument	10342/275

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2829 Golden Gate Ct was $7,732.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,667 (+2.22%)	$439,000 (-) Land $95,000 Building $344,000
2025	$7,732.00	$420,333	$439,000 Land $95,000 Building $344,000
2023	$7,162.00	$381,300	$411,000 Land $95,000 Building $316,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2829 Golden Gate Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2829 Golden Gate Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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