2829 Covington Pike, Memphis, TN 38128 Property Records

Shelby County property record for 2829 Covington Pike, Memphis, TN 38128

Property Summary

Property Type	Restaurant
Details	11,203 sqft · built 1995
Lot Size	2.94 acres (128,206 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Oct 2014)
Tax Bill	$10,837 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`08-8008-0-0224`

Property Details

APN / Parcel Number

Primary APN	`08-8008-0-0224`

Interior

Stories	1 Story
Building Area	11,203 sqft Gross Area
1st Floor Area	11,203 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	128,206 sqft
Canopy	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2829 COVINGTON PIKE
City	MEMPHIS
State	TN
Zip	38128-6005
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	R-10
Legal Description	NS COR BATTLE CREEK & CONVINGTON PIKE
Legal Subdivision	COVINGTON CREEK PD PHASE 1
Jurisdiction	SHELBY TN
Township / Civil Division	6
Census Block Group	4
Census Block	4002
Census Tract	20542

Owner

Source: Shelby County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3990 POTTER WOODS CV N, LAKELAND, TN 38002-5178
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Feb 4, 2020	Loan Modification, Mortgage REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2014 · Amount on Record
Deed Sale	Oct 8, 2014 · Amount on Record
Deed Document Number	2014103341
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	Jul 9, 2026
Property Address	2829 COVINGTON PIKE, MEMPHIS, TN 38128-6005
Document Number	0000057062
Instrument Date	Jun 30, 2026
Instrument	202657062
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3990 POTTER WOODS CV N, LAKELAND, TN 38002-5178

Mortgage

Document Number	0000057062,
Date	Jul 9, 2026
Instrument	202657062

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 10, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	2829 COVINGTON PIKE, MEMPHIS, TN 38128-6005
Document Number	0000020663
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2876 GOOSE CREEK DR #301 CORDOVA TN 380161833, 301, CORDOVA, TN 38016-1833

Mortgage

Document Number	0000020663
Date	Feb 26, 2020
Instrument	20663

Lender

Name	REGIONS BK
Type	Bank
Address	201 MILAN PKWY, BIRMINGHAM, AL 35211-6946

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 25, 2025

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,837.00 (-46.3%)	$402,880 (+21.6%) Land $212,200 Building $190,680	$1,007,200 (+21.6%) Land $530,500 Building $476,700
2023		$331,320 Land $192,720 Building $138,600
2022	$20,182.00
2021			$828,300 Land $481,800 Building $346,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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