2829 38th St, Des Moines, IA 50310 Property Records

Polk County property record for 2829 38th St, Des Moines, IA 50310

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,804 sqft · built 1940
Lot Size	0.245 acres (10,650 sqft)
Owner	Individual Name on File
Last Sale	$166,500 (Aug 2013)
Tax Bill	$4,704 (2024)
Deeds & Mortgages	Apr 2026 Transfer Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100/12325-000-000`

Property Details

APN / Parcel Number

Primary APN	`100/12325-000-000`
Alternative APN	`792429401011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
Gross Area	2,174 sqft
1st Floor Area	972 sqft
Upper Floors Area	482 sqft
Basement Area	720 sqft
Finished Basement	350 sqft
Unfinished Basement	370 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,650 sqft (0.245 acres)
Lot Dimensions	150 ft deep x 71 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2829 38TH ST
City	DES MOINES
State	IA
Zip	50310-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 71 F W 150 F LOT 6 URBANDALE OAKS
Legal Subdivision	URBANDALE OAKS
Legal Lot Number	6
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2008
Census Tract	703

Owner

2829 38th St is owned and occupied by an individual who acquired it in April 2026.

Source: Polk County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2829 38TH ST, DES MOINES, IA 50310-4020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 12, 2017	Warranty Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2013 · Amount on File
Deed Sale	Aug 19, 2013 · Amount on File
Prior Sale	Jul 3, 2008 · Amount on File
Deed Document Number	20132014-00016669
Deed Book / Page	14924 / 489
Last Transfer Date	Apr 10, 2026
Transfer Doc	0000020529
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Apr 13, 2026
Property Address	2829 38TH ST, DES MOINES, IA 50310-4020
Document Number	0000020529
Book / Page	20481 / 871
Instrument Date	Apr 10, 2026
Instrument	202620529
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 38TH ST, DES MOINES, IA 50310-4020

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2829 38TH ST, DES MOINES, IA 50310-4020
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065785
Date	Jun 22, 2021
Book Page	18603/601
Instrument	2021-00065785

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2829 38TH ST, DES MOINES, IA 50310-4020
Transaction Type	Mortgage
Record Updated	Jul 8, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 38TH ST, DES MOINES, IA 50310-4020

Mortgage

Document Number	0000090077
Date	Aug 25, 2021
Book Page	18717/143
Instrument	2021-00090077

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 12, 2017
Property Address	2829 38TH ST, DES MOINES, IA 50310-4020
Document Number	201600102983
Book / Page	16518 / 0438
Instrument Date	Jun 8, 2017
Instrument	2016-00102983
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2829 38TH ST, DES MOINES, IA 50310-4020

Mortgage

Document Number	201600102985
Date	Jun 12, 2017
Book Page	16518/0442
Instrument	2016-00102985

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$276,100 Land $67,800 Building $208,300	$276,100 Land $67,800 Building $208,300
2024	$4,704.00
2023		$249,600 Land $60,200 Building $189,400	$249,600 Land $60,200 Building $189,400
2020	$4,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2829 38th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2829 38th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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