2829 165th Ave NE, Andover, MN 55304 Property Records

Anoka County property record for 2829 165th Ave NE, Andover, MN 55304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,072 sqft · built 1978
Lot Size	1.94 acres (84,720 sqft)
Owner	2 Individual Names on File
Last Sale	$230,500 (Aug 2014)
Tax Bill	$3,435 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-32-23-34-0038`

Property Details

APN / Parcel Number

Primary APN	`10-32-23-34-0038`
Alternative APN	`611564`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	84,720 sqft (1.94 acres)
Garage Area	572 sqft
Driveway	Driveway
Porch	Open Porch
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2829 165TH AVE NE
City	ANDOVER
State	MN
Zip	55304-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NETTA SHORES SECOND ADDITION LOT 7 BLK 1 NETTA SHORES 2NDADD(SUBJ TO EASE AS SHOWN ON PLAT)
Legal Range	23W
Legal Township	32N
Legal Section	10
Legal Subdivision	NETTA SHORES 2ND ADD
Legal Block	1
Legal Lot Number	7
Jurisdiction	ANOKA MN
Township / Civil Division	HAM LAKE
Census Block Group	1
Census Block	1000
Census Tract	50234

Owner

2829 165th Ave NE is owned and occupied by two individuals who bought it in August 2014.

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2829 165TH AVE NE, ANDOVER, MN 55304-5103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ANOKA HENNEPIN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2014 · Amount on File
Deed Sale	Aug 19, 2014 · Amount on File
Deed Document Number	20142088552001
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	2829 165TH AVE NE, ANDOVER, MN 55304-5103
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	CONCIERGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2313005001
Date	Apr 12, 2021
Instrument	A2313005.001

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	2829 165TH AVE NE, ANDOVER, MN 55304-5103
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2386412001
Date	Mar 6, 2023
Instrument	A2386412.001

Lender

Name	ANOKA HENNEPIN CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55448

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	117 Months
Due	Nov 30, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 2829 165th Ave NE was $3,435 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Ham Lake City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,435.00 Homeowner's exemption	$412,700 Land $165,400 Building $247,300	$412,700 Land $165,400 Building $247,300
2024	$3,193.00	$381,800 Land $143,600 Building $238,200	$381,800 Land $143,600 Building $238,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2829 165th Ave NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1993)
Most Recent Claim	Jul 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2829 165th Ave NE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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