28289 S Lindly Ln, Tracy, CA 95304 Property Records

San Joaquin County property record for 28289 S Lindly Ln, Tracy, CA 95304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,076 sqft · built 2007
Lot Size0.397 acres (17,285 sqft)
OwnerTrust Name on File
Last Sale$720,500 (Oct 2006)
Tax Bill$13,728 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Jun 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN248-670-120-000

Property Details

APN / Parcel Number

Primary APN248-670-120-000
Alternative APN
  • 248-670-12

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,076 sqft Living Area
1st Floor Area3,076 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleL-Shape
Construction TypeWood
Lot Area17,285 sqft (0.397 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number248-670-12
Street Address28289 S LINDLY LN
CityTRACY
StateCA
Zip95304-8187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRVL
Legal Description06 FM PT 248-080-29/30/32 PER LINDLY ESTATES
Legal SubdivisionLINDLY ESTATES
Legal Block1
Legal Lot Number12
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1006
Census Tract5502

Owner

28289 S Lindly Ln is owner-occupied and held in a trust since June 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner of RecordTrust Name on File
Mailing Address28289 S LINDLY LN, TRACY, CA 95304-8187
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Jun 22, 2022Intrafamily Transfer, Transfer
Jun 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Feb 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Dec 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2006 · Amount on File
Deed SaleOct 17, 2006 · Amount on File
Deed Document Number2006219209
Last Transfer DateJun 6, 2022
Transfer Doc0000076981
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Recording DateJul 20, 2026
Property Address28289 S LINDLY LN, TRACY, CA 95304-8187
Document Number0000065312
Instrument DateJul 10, 2026
Instrument202665312
Transaction TypeMortgage
Record UpdatedAug 5, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address28289 S LINDLY LN, TRACY, CA 95304-8187

Mortgage

Document Number0000065312,
DateJul 20, 2026
Instrument202665312
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 10, 2056
Interest
Rate6.52%
Max Rate-1%

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateJun 22, 2022
Property Address28289 S LINDLY LN, TRACY, CA 95304-8187
Document Number0000076981
Map ReferenceMB 40 PG 46
Instrument DateJun 6, 2022
Instrument2022-076981
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28289 S LINDLY LN, TRACY, CA 95304-8187

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address28289 S LINDLY LN, TRACY, CA 95304-8187
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address28289 S LINDLY LN, TRACY, CA 95304-8187

Mortgage

Document Number0000097127
DateJun 4, 2021
Instrument2021-097127
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address28289 S LINDLY LN, TRACY, CA 95304-8187
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018029
DateFeb 11, 2020
Instrument2020-018029
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address28289 S LINDLY LN, TRACY, CA 95304-8187
Document Number0000018070
Instrument DateDec 31, 2019
Transaction TypeMortgage
Record UpdatedFeb 28, 2020
Title CompanySOLIDIFI TITLE COMPANY/CA, SOLIDIFI TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address28289 S LINDLY LN TRACY CA 953048187, TRACY, CA 95304-8187

Mortgage

Document Number0000018070
DateFeb 11, 2020
Instrument18070
Lender
NameWELLS FARGO BK
TypeBank
AddressPORTLAND, OR 97208-4149
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 28289 S Lindly Ln was $13,728 with a homeowner's exemption, up 1.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,728.00 (+1.44%)
2025$13,533.00 Homeowner's exemption$965,049 Land $388,519 Building $576,530
2023$12,848.00 (+2.68%) Homeowner's exemption$927,577 Land $373,433 Building $554,144$922,410
2022$12,513.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28289 S Lindly Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1983–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28289 S Lindly Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIROAKS PWS #44
serves 1,172 people · EPA ID CA3901348
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20
Cal.net
Fixed Wireless
100 / 20

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