28288 Windsor Rd, Culpeper, VA 22701 Property Records

Orange County property record for 28288 Windsor Rd, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1950
Lot Size	2.31 acres (100,624 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2019)
Tax Bill	$1,343 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-00-00-00-0022-A`

Property Details

APN / Parcel Number

Primary APN	`009-00-00-00-0022-A`
Alternative APN	`294`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	960 sqft
1st Floor Area	960 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	100,624 sqft (2.31 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	160 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	294
Street Address	28288 WINDSOR RD
City	CULPEPER
State	VA
Zip	22701-8638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A AGRICULT
Legal Description	9-22A ALPINE PC L-349
Legal Lot Number	22-A
Jurisdiction	ORANGE VA
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	110106

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28288 WINDSOR RD, CULPEPER, VA 22701-8638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Jun 25, 2019	Warranty Deed, Transfer · FHA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Apr 4, 2012 · Amount on Record
Deed Document Number	20192724
Last Transfer Date	Jun 15, 2021
Transfer Doc	0000004356
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Recording Date	Apr 21, 2026
Property Address	28288 WINDSOR RD, CULPEPER, VA 22701-8638
Document Number	0000001900
Instrument Date	Apr 15, 2026
Instrument	20261900
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28288 WINDSOR RD, CULPEPER, VA 22701-8638

Mortgage

Document Number	0000001900,
Date	Apr 21, 2026
Instrument	20261900

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	28288 WINDSOR RD, CULPEPER, VA 22701-8638
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004604
Date	Jul 8, 2022
Instrument	220004604

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	28288 WINDSOR RD, CULPEPER, VA 22701-8638
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003022
Date	Apr 27, 2021
Instrument	210003022

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE VA
Recording Date	Jun 25, 2019
Property Address	28288 WINDSOR RD, CULPEPER, VA 22701-8638
Document Number	190002724
Instrument Date	Jun 14, 2019
Instrument	2724
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28288 WINDSOR RD CULPEPER VA 227018638, CULPEPER, VA 22701-8638

Mortgage

Document Number	190002725
Date	Jun 25, 2019
Instrument	2725

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	190002726,
Date	Jun 25, 2019
Instrument	2726

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 24, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Orange County
Unified School District	Orange County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,343.00	$173,300 (-) Land $55,500 Building $117,800	$173,300 (-) Land $55,500 Building $117,800
2023	$1,343.00	$173,300 Land $55,500 Building $117,800	$173,300 Land $55,500 Building $117,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: FiberLync.

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