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28285 Summit Dr, Novi, MI 48377 Property Records

Oakland County property record for 28285 Summit Dr, Novi, MI 48377

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,926 sqft · built 1972
Lot Size3.73 acres (162,479 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Feb 2010)
Tax Bill$7,230 (2025)
Deeds & MortgagesJun 2023 Construction Loan
May 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN50-22-12-351-014

Property Details

APN / Parcel Number

Primary APN50-22-12-351-014

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,926 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area162,479 sqft (3.73 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address28285 SUMMIT DR
CityNOVI
StateMI
Zip48377-2932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal DescriptionT1N, R8E, SEC 12 SUMMIT HILLS LOT 6
Legal Range08E
Legal Township01N
Legal Section12
Legal SubdivisionSUMMIT HILLS
Legal Lot Number6
JurisdictionOAKLAND MI
Township / Civil DivisionNOVI
Census Block Group1
Census Block1000
Census Tract136000

Owner

28285 Summit Dr is owned and occupied by two individuals who acquired it in December 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address28285 SUMMIT DR, NOVI, MI 48377-2932
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2023Deed of Trust, Mortgage · Construction Mortgage
LAKE MICHIGAN CU
May 1, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 22, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2010 · Amount on File
Deed SaleFeb 1, 2010 · Amount on File
Deed Document Number201016645
Deed Book / Page41810 / 92
Last Transfer DateDec 12, 2021
Transfer Doc0000280461
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address28285 SUMMIT DR, NOVI, MI 48377-2932
Transaction TypeMortgage
Record UpdatedJun 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address28285 SUMMIT DR, NOVI, MI 48377-2932

Mortgage

Document Number0000063327
DateJun 9, 2023
Book Page58661/869
Instrument63327
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term373 Months
DueJul 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateJul 1, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.8%
Index1-Year T-Bill
Max Rate10.8%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address28285 SUMMIT DR, NOVI, MI 48377-2932
Transaction TypeMortgage
Record UpdatedMay 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address28285 SUMMIT DR, NOVI, MI 48377-2932

Mortgage

Document Number0000047795
DateMay 1, 2023
Book Page58574/335
Instrument47795
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueApr 18, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateDec 22, 2021
Property Address28285 SUMMIT DR, NOVI, MI 48377-2932
Document Number0000280461
Book / Page57215 / 806
Instrument DateDec 12, 2021
Instrument280461
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2850 POTTER RD, 2850, WIXOM, MI 48393-1835

Transferred To (Grantee/Buyer)

NameVerified Name
Address28285 SUMMIT DR, NOVI, MI 48377-2932

Tax Assessment & Valuation

The 2025 property tax bill for 28285 Summit Dr was $7,230 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityNovi City
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,230.00
2023$5,645.00 (+7.75%) Homeowner's exemption$229,320$458,640
2022$5,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28285 Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28285 Summit Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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