28285 Spencer Creek Rd, Eugene, OR 97405 Property Records

Lane County property record for 28285 Spencer Creek Rd, Eugene, OR 97405

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,716 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$649,000 (Jul 2026)
Tax Bill	$2,301 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04-19-00-01504-000`

Property Details

APN / Parcel Number

Primary APN	`18-04-19-00-01504-000`
Alternative APNs	`1804190001504` `1239563`

Interior

Full Baths	2 Baths
Building Area	1,716 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1239563
Street Address	28285 SPENCER CREEK RD
City	EUGENE
State	OR
Zip	97405-9703
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	E40
Legal Description	TL 01504
Legal Lot Number	1504
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1036
Census Tract	1002

Owner

Source: Lane County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28285 SPENCER CREEK RD, EUGENE, OR 97405-9703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Deed Document Number	202623376
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 15, 2026
Property Address	28285 SPENCER CREEK RD, EUGENE, OR 97405-9703
Document Number	0000023376
Instrument Date	Jul 10, 2026
Instrument	202623376
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28285 SPENCER CREEK RD, EUGENE, OR 97405-9703

Mortgage

Document Number	0000023377,
Date	Jul 15, 2026
Instrument	202623377

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,301.00 (+6.09%)	$168,108 (+6.09%)	$315,722 (+8.69%) Land $110,039 Building $205,683
2023	$2,169.00 (+1.88%)	$158,458 (+3%)	$290,471 (-3.6%) Land $122,222 Building $168,249
2022	$2,129.00	$153,844	$301,320 Land $132,370 Building $168,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	25 / 6