San Diego County property record for 2828 State St, #38, San Diego, CA 92103
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 3 ba · 2,106 sqft · built 1928 |
| Lot Size | 0.139 acres (6,036 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,401,000 (Mar 2023) |
| Tax Bill | $18,797 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 451-662-09-00 |
| Primary APN | 451-662-09-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,106 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Multi-Family |
| Lot Area | 6,036 sqft (0.139 acres) |
| Street Address | 2828 STATE ST, 38 |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92103-6045 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RM-2-5 |
| Legal Description | BLK 101 LOT 8 ST CLSD ADJ & TR CC1-1874 |
| Legal Subdivision | MIDDLETOWN |
| Legal Tract | CC1-1874 |
| Legal Block | 101 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 6100 |
2828 State St, #38 is owner-occupied and held in a trust since October 2023.
Source: San Diego County records, as of August 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2828 STATE ST, 38, SAN DIEGO, CA 92103-6045 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2023 | Intrafamily Transfer, Transfer |
| Mar 28, 2023 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 21, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2023 · Amount on File |
| Deed Sale | Mar 28, 2023 · Amount on File |
| Deed Document Number | 202379169 |
| Last Transfer Date | Oct 26, 2023 |
| Transfer Doc | 0000340535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 11, 2023 |
| Property Address | 2828 STATE ST # 38, 38, SAN DIEGO, CA 92103-6045 |
| Document Number | 0000340535 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 2023-0340535 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 936 J AVE, CORONADO, CA 92118-2417 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 28, 2023 |
| Property Address | 2828 STATE ST # 38, 38, SAN DIEGO, CA 92103-6045 |
| Document Number | 0000079169 |
| Map Reference | DOC 35883 |
| Instrument Date | Feb 9, 2023 |
| Instrument | 2023-0079169 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2023 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 936 J AVE, CORONADO, CA 92118-2417 |
| Document Number | 0000079170 |
|---|---|
| Date | Mar 28, 2023 |
| Instrument | 2023-0079170 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 21, 2022 |
| Property Address | 2828 STATE ST # 38, 38, SAN DIEGO, CA 92103-6045 |
| Document Number | 0000371520 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022-0371520 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25438 RANCHO BARONA RD, RAMONA, CA 92065-5133 |
The 2025 property tax bill for 2828 State St, #38 was $18,797.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,486,751 (+2%) Land $1,273,449 Building $213,302 | |
| 2025 | $18,797.00 | $1,457,600 Land $1,248,480 Building $209,120 |
| 2023 | $12,285.00 (+1,076.72%) | $1,000,000 Land $900,000 Building $100,000 |
| 2022 | $1,044.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2828 State St, #38 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2828 State St, #38 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
May also be available: GeoLinks, Google Fiber, T-Mobile.
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