Buchanan County property record for 2828 Seneca St, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 660 sqft · built 1906 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $94,696 (Aug 2025) |
| Tax Bill | $399 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Aug 2018 Mortgage + 4 more |
| APN | 06-5.0-15-002-003-180.000 |
| Primary APN | 06-5.0-15-002-003-180.000 |
|---|
| Building Area | 660 sqft Base Area |
|---|---|
| 1st Floor Area | 660 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 127 ft deep x 37.5 ft wide |
| Street Address | 2828 SENECA ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-1626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:WYATT PARK LOT:4 BLK:26LGL DESC:W 37.5' |
| Legal Subdivision | WYATT PARK |
| Legal Block | 26 |
| Legal Lot Number | 4 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1500 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3907 SUWANEE MANOR DR, SUWANEE, GA 30024-5008 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK |
| Aug 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Oct 11, 2023 | Deed, Transfer NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Mar 5, 2021 | Warranty Deed, Transfer STEWART TITLE COMPANY-MIDLAND DIV, STEWART TTL CO MIDWEST DIVI |
| Aug 13, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Sep 19, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Prior Sale | Oct 11, 2023 |
| Deed Document Number | 20256750 |
| Deed Book / Page | 3810 / 704 |
| Prior Transfer Date | Aug 28, 2017 |
| Prior Transfer Doc | 2017009299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2828 SENECA ST, SAINT JOSEPH, MO 64507-1626 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3405 STANFORD CT, SAINT JOSEPH, MO 64506-4580 |
| Document Number | 003792/271 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | 3792/271 |
| Instrument | 2023008835 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2828 SENECA ST, SAINT JOSEPH, MO 64507-1626 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003702/140 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 3702/140 |
| Instrument | 2018007650 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Oct 11, 2023 |
| Property Address | 2828 SENECA ST, SAINT JOSEPH, MO 64507-1626 |
| Document Number | 003791/462 |
| Book / Page | 3791 / 462 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 2023008015 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 50, CHILLICOTHE, MO 64601-0050 |
| Name | Verified Name |
|---|---|
| Address | 3405 STANFORD CT, SAINT JOSEPH, MO 64506-4580 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Mar 5, 2021 |
| Property Address | 2828 SENECA ST, SAINT JOSEPH, MO 64507-1626 |
| Document Number | 003759/583 |
| Book / Page | 3759 / 583 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 2021002225 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Title Company | STEWART TITLE COMPANY-MIDLAND DIV, STEWART TTL CO MIDWEST DIVI |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 515 WASHINGTON ST, CHILLICOTHE, MO 64601-2569 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 13, 2020 |
| Property Address | 2828 SENECA ST, SAINT JOSEPH, MO 64507-1626 |
| Document Number | 003751/953 |
| Book / Page | 3751 / 953 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 2020007125 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2828 SENECA ST, SAINT JOSEPH, MO 64507-1626 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 19, 2017 |
| Property Address | 2828 SENECA ST, SAINT JOSEPH, MO 64507-1626 |
| Document Number | 2017009299 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 2017009299 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 S 11TH ST, SAINT JOSEPH, MO 64501-2897 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $399.00 | $5,540 (+4.53%) Land $1,330 Building $4,210 | $29,160 (+4.52%) Land $7,000 Building $22,160 |
| 2024 | $399.00 (+14%) | ||
| 2023 | $350.00 (-0.57%) | $5,300 (-) Land $1,330 Building $3,970 | $27,900 (-) Land $7,000 Building $20,900 |
| 2022 | $352.00 | $5,300 Land $1,330 Building $3,970 | |
| 2021 | $27,900 Land $7,000 Building $20,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 6 (1982–1993) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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