2828 SE 21st Ct, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2828 SE 21st Ct, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1973
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Jun 2026)
Tax Bill	$3,019 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`1-25-37-35-0090-00080-1640`

Property Details

APN / Parcel Number

Primary APN	`1-25-37-35-0090-00080-1640`
Alternative APN	`R12537350090000801640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,484 sqft
1st Floor Area	1,352 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Porch	Finished/Open Porch
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2828 SE 21ST CT
City	OKEECHOBEE
State	FL
Zip	34974-6333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREASURE ISLAND - UNIT NO. 8 (PLAT BOOK 3 PAGE 91) LOT 164
Legal Range	35E
Legal Township	37S
Legal Section	25
Legal Subdivision	TREASURE ISLAND - UNIT NO 8
Legal Lot Number	164
Legal Unit	8
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2013
Census Tract	910403

Owner

Source: Okeechobee County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 756, OKEECHOBEE, FL 34973-0756
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 1, 2021	Warranty Deed, Transfer · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES
May 27, 2020	Warranty Deed, Transfer LAKE OKEECHOBEE TITLE
May 19, 2020	Warranty Deed, Transfer CAPE CORAL TITLE, CAPE CORAL TITLE INS AGCY INC
Aug 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	20266643
Prior Transfer Date	Jul 25, 2017
Prior Transfer Doc	0007940562
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 17, 2026
Property Address	2828 SE 21ST CT, OKEECHOBEE, FL 34974-6333
Document Number	0000006643
Instrument Date	Jun 16, 2026
Instrument	20266643
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$154,126.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 1, 2021
Property Address	2828 SE 21ST CT, OKEECHOBEE, FL 34974-6333
Document Number	2021002317
Map Reference	MB 3 PG 91
Instrument Date	Feb 22, 2021
Instrument	2021002317
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3533 NW 163RD CT, 3533, OKEECHOBEE, FL 34972-8410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 SE 21ST CT, OKEECHOBEE, FL 34974-6333

Mortgage

Document Number	2021002318
Date	Mar 1, 2021
Instrument	2021002318

Lender

Name	INNOVATIVE MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 27, 2020
Property Address	2828 SE 21ST CT, OKEECHOBEE, FL 34974-6333
Document Number	0000004836
Instrument Date	May 21, 2020
Instrument	4836
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	LAKE OKEECHOBEE TITLE

Transaction

Amount	Amount Recorded
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3533 NW 163RD CT OKEECHOBEE FL 349728410, OKEECHOBEE, FL 34972-8410

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 19, 2020
Property Address	2828 SE 21ST CT, OKEECHOBEE, FL 34974-6333
Document Number	0000004684
Instrument Date	May 15, 2020
Instrument	4684
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	CAPE CORAL TITLE, CAPE CORAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1242 SW PINE ISLAND ROAD 42 #206 CAPE CORAL FL 33991, 206, CAPE CORAL, FL 33991

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 3, 2017
Property Address	2828 SE 21ST CT, OKEECHOBEE, FL 34974-6333
Document Number	0007940562
Book / Page	000794 / 000562
Instrument Date	Jul 25, 2017
Instrument	7755
Transaction Type	Transfer
Record Updated	Oct 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6952 GERMANTOWN PIKE MIAMISBURG OH 453421110, MIAMISBURG, OH 45342-1110

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,019.00 (+17.75%)	$173,366 (+22.63%) Land $60,000 Building $113,366	$173,366 (+22.63%) Land $60,000 Building $113,366
2023	$2,564.00 (+13.2%)	$141,375 (+14.32%) Land $34,000 Building $107,375	$141,375 (+14.32%) Land $34,000 Building $107,375
2022	$2,265.00	$123,664 Land $34,000 Building $89,664	$123,664 Land $34,000 Building $89,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1999–2017)
Claims Outside the SFHA	11 of 21
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Wilma, Oct 2005 · 4 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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