New Hanover County property record for 2828 Sapling Cir, Wilmington, NC 28411
| Property Type | Patio Home |
|---|---|
| Details | 3 bd · 2 ba · 1,150 sqft · built 1998 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Feb 2007) |
| Tax Bill | $1,229 (2024) |
| Deeds & Mortgages | Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R03500-008-019-000 |
| Primary APN | R03500-008-019-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Basement Area | 1,150 sqft |
| Finished Basement | 1,150 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Patio Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Terrain | Low |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 350 sqft |
| Patio Area | 350 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 2828 SAPLING CIR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28411-6161 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Patio Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 191 SEC 3 ALAMOSA PLACE |
| Legal Subdivision | ALAMOSA PLACE SECTION 3 |
| Legal Block | 8 |
| Legal Lot Number | 191 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | HARNETT |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 11611 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4304 APPLETON WAY, WILMINGTON, NC 28412-7314 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2007 · Amount on Record |
| Deed Sale | Feb 28, 2007 · Amount on Record |
| Prior Sale | Oct 29, 1998 · Amount on Record |
| Deed Document Number | 200710013 |
| Deed Book / Page | 5148 / 254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 2828 SAPLING CIR, WILMINGTON, NC 28411-6161 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 00646601986 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 6466/1986 |
| Instrument | 2021032877 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | WILMINGTON, NC 28408 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,800 (-) Land $132,300 Building $200,500 | $332,800 (-) Land $132,300 Building $200,500 | |
| 2025 | $332,800 (+50.38%) Land $132,300 Building $200,500 | $332,800 (+50.38%) Land $132,300 Building $200,500 | |
| 2024 | $1,229.00 (+0.41%) | ||
| 2023 | $1,224.00 (-0.89%) | $221,300 Land $84,500 Building $136,800 | $221,300 Land $84,500 Building $136,800 |
| 2022 | $1,235.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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