2828 Opportunity Ln, Murfreesboro, TN 37130 Property Records

Rutherford County property record for 2828 Opportunity Ln, Murfreesboro, TN 37130

Property Summary

Property Type	Single Family Home
Details	1,312 sqft · built 2022
Lot Size	0.195 acres (8,481 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2022)
Tax Bill	$1,981 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090D-D-013.00-000`

Property Details

APN / Parcel Number

Primary APN	`090D-D-013.00-000`
Alternative APNs	`090D D 01300` `R0126085`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,312 sqft Living Area
1st Floor Area	1,360 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	8,481 sqft (0.195 acres)
Lot Dimensions	154 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	240 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0126085
Street Address	2828 OPPORTUNITY LN
City	MURFREESBORO
State	TN
Zip	37130-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LEGACY POINTE SEC 1 PH 1
Legal Block	1
Legal Lot Number	13
Jurisdiction	RUTHERFORD TN
Township / Civil Division	4
Census Block Group	1
Census Block	1018
Census Tract	41102

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2828 OPPORTUNITY LN, MURFREESBORO, TN 37130-2951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE CITY OF MURFREESBORO
Dec 19, 2022	Warranty Deed, Transfer · Conventional Mortgage HABITAT FOR HUMANITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Deed Document Number	20222476634
Deed Book / Page	2306 / 2154
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	2828 OPPORTUNITY LN, MURFREESBORO, TN 37130-2951
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023062193
Date	Dec 19, 2022
Book Page	2306/2193
Instrument	2476639

Lender

Name	THE CITY OF MURFREESBORO
Type	Government Agency
Address	MURFREESBORO, TN 37133

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Dec 19, 2022
Property Address	2828 OPPORTUNITY LN, MURFREESBORO, TN 37130-2951
Document Number	0023062154
Book / Page	2306 / 2154
Map Reference	MB 44 PG 74
Instrument Date	Dec 16, 2022
Instrument	2476634
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	REGAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2828 OPPORTUNITY LN, MURFREESBORO, TN 37130-2951

Mortgage

Document Number	0023062156
Date	Dec 19, 2022
Instrument	2306-2156

Lender

Name	HABITAT FOR HUMANITY
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	0023062190
Date	Dec 19, 2022
Book Page	2306/2190
Instrument	2476638

Lender

Name	RUTHERFORD CNTY AREA HABITAT FOR HUMANIT
Type	Government Agency
Address	MURFREESBORO, TN 37130

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,025 (+25.3%) Land $27,500 Building $61,525	$356,100 (+26.1%) Land $110,000 Building $246,100
2025	$1,981.00 (-0.85%)	$71,050 (+0.64%) Land $13,750 Building $57,300
2023	$1,998.00	$70,600 Land $13,750 Building $56,850	$282,400 (+0.82%) Land $55,000 Building $227,400
2022			$280,100 Land $55,000 Building $225,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2010–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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